Black Hawk County property record for 820 Clay St, Cedar Falls, IA 50613 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $364 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Oct 2025 Line of Credit |
| APN | 8914-12-378-018 |
| Primary APN | 8914-12-378-018 |
|---|
| Parking Spaces | 284 Parking Spaces |
|---|
| Street Address | 820 CLAY ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-2962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY STREET COTTAGES UNIT 820 |
| Legal Subdivision | CLAY STREET COTTAGES |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 2200 |
Source: Black Hawk County records · APN 8914-12-378-018
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2110 FLYNN DR, CEDAR FALLS, IA 50613-8154 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Oct 08, 2025 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 820 CLAY ST, CEDAR FALLS, IA 50613-2962 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202510844 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025-10844 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | 131 TOWER PARK DR STE 100, WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 820 CLAY ST, CEDAR FALLS, IA 50613-2962 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202514849 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025-14849 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | 131 TOWER PARK DR STE 100, WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 28, 2055 |
| Change Frequency | Monthly |
|---|
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $364.00 | $15,760 Land $8,090 Building $7,670 | $15,760 Land $8,090 Building $7,670 |
Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130022004, refreshed September 2026 · Last verified October 2026
| Nearby Flood Claims | 1 (1993) |
|---|---|
| Most Recent Claim | Apr 1993, river or lake flooding, Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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