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820 Cheyenne Ln, Elgin, IL 60123 Property Records

Kane County property record for 820 Cheyenne Ln, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,766 sqft · built 1989
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (May 2025)
Tax Bill$8,703 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-151-008

Property Details

APN / Parcel Number

Primary APN06-09-151-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,766 sqft Living Area
Gross Area2,509 sqft
Basement Area743 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Foundation TypeRaised
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address820 CHEYENNE LN
CityELGIN
StateIL
Zip60123-4707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 11 LOT 468
Legal SubdivisionVALLEY CREEK
Legal Block2
Legal Lot Number468
Legal Unit11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address820 CHEYENNE LN, ELGIN, IL 60123-4707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Prior SaleAug 21, 2015 · Amount on Record
Deed Document Number202517870
Prior Transfer DateMar 27, 2002
Prior Transfer Doc0000046009
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address820 CHEYENNE LN, ELGIN, IL 60123-4707
Document Number0000065462
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address875 3RD AVE #10TH NEW YORK NY 100226225, 10TH, NEW YORK, NY 10022-6225

Mortgage

Document Number0000065462
DateOct 29, 2020
Instrument65462
Lender
NameMORGAN STANLEY MTG CAP HLDGS L
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,703.00 (+15.96%)$114,080 (+8.57%) Land $33,485 Building $80,595$342,377 (+8.57%) Land $100,495 Building $241,882
2024$105,075 (+21.39%) Land $30,842 Building $74,233$315,351 (+21.44%) Land $92,563 Building $222,788
2022$7,505.00 (+3.96%)$86,557 (+6.96%) Land $25,406 Building $61,151$259,671 (+6.96%) Land $76,218 Building $183,453
2021$7,219.00$80,925 Land $23,753 Building $57,172$242,775 Land $71,259 Building $171,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Fox Valley Internet.

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