820 Chestnut Tree Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 820 Chestnut Tree Dr, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,460 sqft · built 1968
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Dec 1992)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-03319254`

Property Details

APN / Parcel Number

Primary APN	`03-165-03319254`
Alternative APNs	`316503319254` `16503319254`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	1,000 sqft
Basement Area	460 sqft
Finished Basement	460 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16503319254
Street Address	820 CHESTNUT TREE DR
City	ANNAPOLIS
State	MD
Zip	21409-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 8 BK U SC 2 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	U
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	731004

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 1992 · Amount on Record
Deed Sale	Dec 18, 1992 · Amount on Record
Prior Sale	Apr 24, 1987 · Amount on Record
Deed Book / Page	5870 / 222
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	820 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-4605
Document Number	0314450026
Book / Page	031445 / 000026
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	820 CHESTNUT TREE DR ANNAPOLIS MD 214094605, ANNAPOLIS, MD 21409-4605

Mortgage

Document Number	0314450026
Date	Oct 12, 2017
Book Page	031445/000026

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2027

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,833 (+10.47%)	$396,100 (+13.07%) Land $240,000 Building $156,100
2025	$3,205.00 (+39.23%)
2023	$2,302.00 Homeowner's exemption	$344,733	$350,300 Land $230,000 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20