820 Cherokee Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 820 Cherokee Dr, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1953
Lot Size0.155 acres (6,761 sqft)
OwnerCompany Name on Record
Last Sale$97,000 (Apr 2024)
Tax Bill$1,089 (2023)
Deeds & MortgagesApr 2024 Sale & Mortgage
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN053-51884.00

Property Details

APN / Parcel Number

Primary APN053-51884.00
Alternative APN
  • 0505 01080

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,761 sqft (0.155 acres)
Lot Dimensions161 ft deep x 42 ft wide
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number0505 01080
Street Address820 CHEROKEE DR
CityLANCASTER
StateOH
Zip43130-3925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRIMROSE ADD LOT 40
Legal SubdivisionPRIMROSE ADD
Legal Lot Number40
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group2
Census Block2067
Census Tract32200

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5536 LANCASTER KIRKERSVILLE RD NW, BALTIMORE, OH 43105-9750
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Warranty Deed, Transfer · Commercial Mortgage
UNION SAVINGS BANK
Mar 8, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Aug 5, 2022Warranty Deed, Transfer
VALMER LAND TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2024 · Amount on Record
Deed SaleApr 1, 2024 · Amount on Record
Prior SaleAug 5, 2022 · Amount on Record
Deed Document Number202400004574
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateApr 1, 2024
Property Address820 CHEROKEE DR, LANCASTER, OH 43130-3925
Document Number0000004574
Map ReferenceMB 7 PG 6
Instrument DateMar 27, 2024
Instrument202400004574
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number0000004575
DateApr 1, 2024
Instrument202400004575
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address820 CHEROKEE DR, LANCASTER, OH 43130-3925
Transaction TypeMortgage
Record UpdatedMar 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003371
DateMar 8, 2023
Instrument202300003371
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateAug 5, 2022
Property Address820 CHEROKEE DR, LANCASTER, OH 43130-3925
Document Number0000016181
Map ReferenceMB 7 PG 6
Instrument DateJul 11, 2022
Instrument202200016181
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyVALMER LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6169 DIETZ DR, CANAL WINCHESTER, OH 43110-7745

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,180 (+40.4%) Land $14,580 Building $26,600$117,650 (+40.39%) Land $41,660 Building $75,990
2023$1,089.00$29,330 (-) Land $5,360 Building $23,970
2022$29,330 Land $5,360 Building $23,970$83,800 Land $15,320 Building $68,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims3 (1995–2025)
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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