Monterey County property record for 820 Cedar St, Pacific Grove, CA 93950
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,584 sqft · built 1961 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,360,000 (Nov 2025) |
| Tax Bill | $11,221 (2025) |
| Deeds & Mortgages | Aug 2024 Construction Loan Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-631-026-000 |
| Primary APN | 006-631-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Old Parcel Number | 006-631-026 |
|---|---|
| Street Address | 820 CEDAR ST |
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-4805 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PEDERSEN COURT LOT 1 |
| Legal Subdivision | PEDERSEN COURT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12100 |
820 Cedar St, a duplex, is owned and occupied by an individual who bought it in November 2025.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 CEDAR ST, PACIFIC GROVE, CA 93950-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2024 | Deed of Trust, Mortgage · Construction Mortgage UNION HOME LOANS |
| Nov 14, 2025 | Grant Deed, Transfer · Commercial Mortgage JOHN B LOCATELLI TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on File |
| Deed Sale | Nov 14, 2025 · Amount on File |
| Prior Sale | Jun 5, 2008 |
| Deed Document Number | 202542982 |
| Prior Transfer Date | Aug 30, 2023 |
| Prior Transfer Doc | 0000027620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 820 CEDAR ST, PACIFIC GROVE, CA 93950-4805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 6490 CARMEL VALLEY RD, CARMEL, CA 93923-9510 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030578 |
|---|---|
| Date | Aug 28, 2024 |
| Instrument | 2024030578 |
| Name | UNION HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 14, 2025 |
| Property Address | 820 CEDAR ST, PACIFIC GROVE, CA 93950-4805 |
| Document Number | 0000042982 |
| Map Reference | VOL 7 PG 6 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025042982 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 CEDAR ST # 822, 822, PACIFIC GROVE, CA 93950-4805 |
| Document Number | 0000042983 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025042983 |
| Name | JOHN B LOCATELLI TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 820 Cedar St was $11,221.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,360,000 (+33.39%) Land $885,000 Building $475,000 | |
| 2025 | $11,221.00 | $1,019,592 Land $624,240 Building $395,352 |
| 2023 | $7,834.00 (+2.06%) | $705,729 Land $493,635 Building $212,094 |
| 2022 | $7,676.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 820 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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