820 Cedar St, Georgetown, SC 29440 Property Records

Georgetown County property record for 820 Cedar St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,146 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Sep 2024)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Aug 2022 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0500480060.07.00`

Property Details

APN / Parcel Number

Primary APN	`0500480060.07.00`
Alternative APNs	`05-0048-060-07-00` `24532`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	1,206 sqft
1st Floor Area	1,146 sqft
Utility Area	28 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Driveway	Driveway
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	24532
Street Address	820 CEDAR ST
City	GEORGETOWN
State	SC
Zip	29440-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13
Legal Subdivision	MRVL
Legal Lot Number	13
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1034
Census Tract	920701

Owner

820 Cedar St is owned and occupied by an individual who bought it in September 2024.

Source: Georgetown County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	820 CEDAR ST, GEORGETOWN, SC 29440-4306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2022	Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 12, 2019	Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2024 · Amount on File
Deed Sale	Sep 18, 2024 · Amount on File
Prior Sale	Mar 16, 2022 · Amount on File
Deed Document Number	20248742
Deed Book / Page	4726 / 96
Prior Transfer Date	Aug 9, 2022
Prior Transfer Doc	04397/0395
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Aug 10, 2022
Property Address	820 CEDAR ST, GEORGETOWN, SC 29440-4306
Document Number	04397/0395
Book / Page	4397 / 395
Map Reference	MB 2 PG 395
Instrument Date	Jul 26, 2022
Instrument	202200010052
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12835 ELKHORN DR, CHARLOTTE, NC 28278-6941

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Mar 16, 2022
Property Address	820 CEDAR ST, GEORGETOWN, SC 29440-4306
Document Number	04316/0354
Book / Page	4316 / 354
Map Reference	MB 2 PG 395
Instrument Date	Mar 10, 2022
Instrument	202200003493
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12835 ELKHORN DR, CHARLOTTE, NC 28278-6941

Mortgage

Document Number	202200003494
Date	Mar 16, 2022
Instrument	202200003494

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Sep 12, 2019
Property Address	820 CEDAR ST, GEORGETOWN, SC 29440-4306
Document Number	03592/0286
Book / Page	3592 / 286
Instrument Date	Sep 11, 2019
Instrument	201900009110
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CEDAR ST, GEORGETOWN, SC 29440-4306

Mortgage

Document Number	201900009111
Date	Sep 12, 2019
Instrument	201900009111

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 820 Cedar St was $1,822.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00	$7,820 Land $800 Building $7,020	$195,700 Land $20,000 Building $175,700
2023	$3,705.00 (+49.64%)	$10,500 (+40.94%) Land $1,200 Building $9,300	$175,000 (+41.02%) Land $20,000 Building $155,000
2022	$2,476.00	$7,450 Land $1,200 Building $6,250	$124,100 Land $20,000 Building $104,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Cedar St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 units insured incl. 68 condo units
Nearby Flood Claims	8 (1996–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Cedar St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 80% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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