820 Cartee Rd, Seneca, SC 29678 Property Records

Oconee County property record for 820 Cartee Rd, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1979
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`270-00-03-020`

Property Details

APN / Parcel Number

Primary APN	`270-00-03-020`
Alternative APN	`36190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	217 ft deep x 225 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36190
Old Parcel Number	270 00 03 020
Street Address	820 CARTEE RD
City	SENECA
State	SC
Zip	29678-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W OF ST RD65 LAKE HARTWELL & LOT 3 (1.11 AC)
Legal Subdivision	SCHUMACHER ENGINEERING SERVICE
Legal Block	3
Legal Lot Number	3
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2024
Census Tract	30702

Owner

820 Cartee Rd is owned and occupied by two individuals who acquired it in February 2017.

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 CARTEE RD, SENECA, SC 29678-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 17, 2017
Transfer Doc	0000010049
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	820 CARTEE RD, SENECA, SC 29678-5506
Document Number	0039020138
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 CARTEE RD SENECA SC 296785506, SENECA, SC 29678-5506

Mortgage

Document Number	0039020138
Date	Dec 4, 2019
Book Page	003902/000138

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2034

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 17, 2017
Property Address	820 CARTEE RD, SENECA, SC 29678-5506
Document Number	0000010049
Book / Page	002245 / 000045
Instrument Date	Feb 2, 2017
Instrument	10049
Transaction Type	Transfer
Record Updated	Mar 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 CARTEE RD SENECA SC 296785506, SENECA, SC 29678-5506

Tax Assessment & Valuation

The 2025 property tax bill for 820 Cartee Rd was $1,556.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00	$14,840 Land $9,675 Building $5,165	$370,995 Land $241,880 Building $129,115
2023		$14,840 Land $9,675 Building $5,165	$370,995 Land $241,880 Building $129,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Cartee Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Cartee Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIEW AT THE PIER THE private · serves 864 people · EPA ID SC3770300
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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