Carroll County property record for 820 Caren Dr, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,416 sqft Total Area |
| Lot Size | 12,247 sqft (0.281 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $760,000 (2024) |
| Tax Bill | $6,789.00 (2025) |
Source: Carroll County records · APN 05-084784
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 743 OBRECHT RD, SYKESVILLE, MD 21784-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Apr 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2024 · Amount on Record |
| Deed Sale | Nov 04, 2024 · Amount on Record |
| Prior Sale | Sep 17, 2003 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 820 CAREN DR, ELDERSBURG, MD 21784-8569 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0101170427 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 10117/427 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 820 CAREN DR, ELDERSBURG, MD 21784-8569 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 820 CAREN DR, SYKESVILLE, MD 21784-8569 |
| Document Number | 0108250445 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 10825/445 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 820 CAREN DR, ELDERSBURG, MD 21784-8569 |
| Document Number | 0095940154 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 820 CAREN DR ST JAMES MD 21781, ST JAMES, MD 21781 |
| Document Number | 0095940154 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 009594/000154 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 820 CAREN DR, ELDERSBURG, MD 21784-8569 |
| Document Number | 0092620473 |
| Instrument Date | Apr 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 820 CAREN DR SYKESVILLE MD 217848569, SYKESVILLE, MD 21784-8569 |
| Document Number | 0092620473 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 009262/000473 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657,300 (+33.1%) | $729,200 (+42.01%) Land $200,000 Building $529,200 | |
| 2025 | $6,789.00 (+21.67%) Homeowner's exemption | ||
| 2023 | $5,580.00 | $493,833 | $513,500 Land $180,000 Building $333,500 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-084784 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,416 sqft Total Area |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,247 sqft (0.281 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 420 sqft Deck |
| Porch Area | 72 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 084784 |
|---|---|
| Street Address | 820 CAREN DR |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-8569 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 45 - 12247 SF 820 CAREN DR 39-25/23 EDGEWOOD SC 2 |
| Legal Subdivision | EDGEWOOD SEC 2 |
| Legal Lot Number | 45 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 5, FREEDOM |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 505101 |
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