820 Cady Rd, Apt G206, Everett, WA 98203 Property Records

Snohomish County property record for 820 Cady Rd, Apt G206, Everett, WA 98203

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 958 sqft · built 1979
Lot Size	9.28 acres (404,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,890 (Jan 2021)
Tax Bill	$2,613 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6932-007-206-00`

Property Details

APN / Parcel Number

Primary APN	`6932-007-206-00`
Alternative APNs	`006932-007-206-00` `69320072060007` `1176231`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Units	807 Units
Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	404,632 sqft
View / Lot	Condo
Porch	Balcony/Patio
Patio Area	52 sqft
Balcony	Balcony

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1176231
Street Address	820 CADY RD, G206
City	EVERETT
State	WA
Zip	98203-5076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR3
Legal Description	VILLAGE BY THE LAKE, A CONDOMINIUM BLK 007 D-00 - APT 206 BLDG G TGW AN UND .6333% INT IN COM AREAS & FACS AS DESC IN SEC 5 OF DEC AS REC VOL 1598 PGS 214/254 AUD 7909210244 9/21/79 & AMEND PER AFNS 8003110239, 201409050292
Legal Section	07
Legal Subdivision	VILLAGE BY THE LAKE
Legal Block	007 D
Legal Lot Number	206
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2004
Census Tract	41202

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 CADY RD, G206, EVERETT, WA 98203-5076
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 24, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 7, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Document Number	20211167
Prior Transfer Date	May 9, 2013
Prior Transfer Doc	0000000445
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 23, 2026
Document Number	0000000012
Instrument Date	Apr 14, 2026
Instrument	202612
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000012,
Date	Jun 23, 2026
Instrument	202612

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Feb 1, 2051

Interest

Rate	6.22%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	820 CADY RD APT G206, G206, EVERETT, WA 98203-5076
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CADY RD G206, G206, EVERETT, WA 98203-5076

Mortgage

Document Number	0000000006
Date	Mar 24, 2023
Instrument	202303240006

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jan 7, 2021
Property Address	820 CADY RD APT G206, G206, EVERETT, WA 98203-5076
Document Number	0000001167
Map Reference	VOL 40 PG 182-193
Instrument Date	Dec 23, 2020
Instrument	202101071167
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,923.24
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CADY RD APT G206, G206, EVERETT, WA 98203-5076

Mortgage

Document Number	0000001168
Date	Jan 7, 2021
Instrument	202101071168

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,613.00 (+10.77%)	$303,000 (+5.94%) Land $36,500 Building $266,500	$303,000 (+5.94%) Land $36,500 Building $266,500
2023	$2,359.00 (+16.61%)	$286,000 (+3%) Land $32,500 Building $253,500	$286,000 (+3%) Land $32,500 Building $253,500
2022	$2,023.00	$220,000 Land $27,500 Building $192,500	$220,000 Land $27,500 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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