820 Cady Rd, Apt C202, Everett, WA 98203 Property Records

Snohomish County property record for 820 Cady Rd, Apt C202, Everett, WA 98203

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 953 sqft · built 1979
Lot Size	9.28 acres (404,632 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2012)
Tax Bill	$2,613 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2025 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`6932-003-202-00`

Property Details

APN / Parcel Number

Primary APN	`6932-003-202-00`
Alternative APNs	`006932-003-202-00` `69320032020000` `1176165`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Units	807 Units
Stories	1 Story
Building Area	953 sqft Living Area
1st Floor Area	953 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	404,632 sqft
View / Lot	Condo
Porch	Balcony/Patio
Patio Area	40 sqft
Balcony	Balcony

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1176165
Street Address	820 CADY RD, C202
City	EVERETT
State	WA
Zip	98203-5080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR3
Legal Description	VILLAGE BY THE LAKE, A CONDOMINIUM BLK 003 D-00 APT 202 BLDG C TGW AN UND .6333% INT IN COM AREAS & FACS AS DESC IN SEC 5 OF DEC AS REC VOL 1598 PGS 214/254 AUD 7909210244 9/21/79 & AMEND PER AFNS 8003110239, 201409050292
Legal Section	07
Legal Subdivision	VILLAGE BY THE LAKE
Legal Block	003 D
Legal Lot Number	202
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2004
Census Tract	41202

Owner

Source: Snohomish County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	820 CADY RD, C202, EVERETT, WA 98203-5080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · VA Mortgage NEXT STEP FINANCIAL
Dec 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Dec 9, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 7, 2012 · Amount on Record
Deed Sale	Nov 7, 2012 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	2012653
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Recording Date	May 27, 2026
Document Number	0000000059
Instrument Date	Apr 21, 2026
Instrument	202659
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0000000059,
Date	May 27, 2026
Instrument	202659

Lender

Name	NEXT STEP FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	820 CADY RD APT C202, C202, EVERETT, WA 98203-5080
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000039
Date	Dec 22, 2025
Instrument	202512220039

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	820 CADY RD APT C202, C202, EVERETT, WA 98203-5080
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000481
Date	Mar 11, 2022
Instrument	202203110481

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	820 CADY RD APT C202, C202, EVERETT, WA 98203-5080
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000043
Date	Dec 9, 2022
Instrument	202212090043

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	820 CADY RD APT C202, C202, EVERETT, WA 98203-5080
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000389
Date	Aug 30, 2022
Instrument	202208300389

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	820 CADY RD APT C202, C202, EVERETT, WA 98203-5080
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000037
Date	Jun 14, 2021
Instrument	202106140037

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Lending Institution
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	820 CADY RD APT C202, C202, EVERETT, WA 98203-5080
Document Number	0000000025
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CADY ROAD C #202 EVERETT WA 98203, 202, EVERETT, WA 98203

Mortgage

Document Number	0000000025
Date	Sep 14, 2018
Instrument	201809140025

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,613.00 (+10.77%)	$303,000 (+5.94%) Land $36,500 Building $266,500	$303,000 (+5.94%) Land $36,500 Building $266,500
2023	$2,359.00 (+16.61%)	$286,000 (+3%) Land $32,500 Building $253,500	$286,000 (+3%) Land $32,500 Building $253,500
2022	$2,023.00	$220,000 Land $27,500 Building $192,500	$220,000 Land $27,500 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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