820 Bradt St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 820 Bradt St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,083 sqft · built 1925
Lot Size	0.195 acres (8,514 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2026)
Tax Bill	$5,567 (2026)
Deeds & Mortgages	Apr 2026 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-1-5`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-1-5`
Alternative APN	`150004806800010050000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,083 sqft Living Area
1st Floor Area	1,083 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	8,514 sqft (0.195 acres)
Lot Dimensions	129 ft deep x 66 ft wide
Porch	Slab
Porch Area	356 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 BRADT ST
City	SCHENECTADY
State	NY
Zip	12306-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	66 PART OF EACH 1 WOOD AND GARAGE
Legal Subdivision	VILLA LOTS
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3005
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 BRADT ST, SCHENECTADY, NY 12306-4001
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer SMPR TITLE
Aug 28, 2023	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 20, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	20267840
Deed Book / Page	2169 / 826
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	0000045388
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 7, 2026
Property Address	820 BRADT ST, SCHENECTADY, NY 12306-4002
Document Number	0000007840
Book / Page	2169 / 826
Instrument Date	Mar 30, 2026
Instrument	2026.7840
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	SMPR TITLE

Transaction

Amount	Amount Recorded
Tax	$78,780.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 28, 2023
Property Address	820 BRADT ST, SCHENECTADY, NY 12306-4002
Document Number	0000048854
Book / Page	2114 / 587
Map Reference	CAB A-71
Instrument Date	Aug 11, 2023
Instrument	202348854
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 BRADT ST, SCHENECTADY, NY 12306-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FOREST RD, BURNT HILLS, NY 12027-9749

Mortgage

Document Number	0000048855
Date	Aug 28, 2023
Instrument	202348855

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 20, 2019
Property Address	820 BRADT ST, SCHENECTADY, NY 12306-4002
Document Number	0000052538
Book / Page	002025 / 000043
Instrument Date	Nov 18, 2019
Instrument	52538
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,567.00 (+3.07%)
2025	$5,401.00 (+880.22%)	$107,500 (-) Land $12,500 Building $95,000	$178,010 (+13.35%) Land $20,699 Building $157,311
2024		$107,500 (+249.03%) Land $12,500 Building $95,000	$157,049 (+302.82%) Land $18,262 Building $138,787
2023		$30,800 (-) Land $12,500 Building $18,300	$38,987 (+3.8%) Land $15,823 Building $23,164
2022		$30,800 Land $12,500 Building $18,300	$37,561 Land $15,244 Building $22,317
2021	$551.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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