Shiawassee County property record for 820 Bradley St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,230 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (May 2023) |
| Tax Bill | $2,149 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-660-011-007-00 |
| Primary APN | 050-660-011-007-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Custom Design |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 384 sqft |
| Street Address | 820 BRADLEY ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 12 LOT 5 BLK 11 A L & B O WILLIAMS ADD |
| Legal Subdivision | A L & B O WILLIAMS ADD |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Town Historic Commercial and Industrial District listed 1980 · 28 contributing resources · NRIS 80001911 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
820 Bradley St is owned and occupied by an individual who bought it in May 2023.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 BRADLEY ST, OWOSSO, MI 48867-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 26, 2018 | Warranty Deed, Transfer CISCO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on File |
| Deed Sale | May 16, 2023 · Amount on File |
| Prior Sale | Feb 8, 2016 · Amount on File |
| Deed Document Number | 20233371312 |
| Deed Book / Page | 1307 / 201 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0012130250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 16, 2023 |
| Property Address | 820 BRADLEY ST, OWOSSO, MI 48867-2552 |
| Document Number | 0013070201 |
| Book / Page | 1307 / 201 |
| Map Reference | LB 29 PG 499 |
| Instrument Date | May 11, 2023 |
| Instrument | 3371312 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6097 CUTLER RD, LAKEVIEW, MI 48850-9127 |
| Name | Verified Name |
|---|---|
| Address | 820 BRADLEY ST, OWOSSO, MI 48867-2552 |
| Document Number | 0003371315 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 3371315 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 4, 2020 |
| Property Address | 820 BRADLEY ST, OWOSSO, MI 48867-2552 |
| Document Number | 0012690489 |
| Book / Page | 001269 / 000489 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 3333130 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 216 E HARRIS ST CHARLOTTE MI 488131515, CHARLOTTE, MI 48813-1515 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 26, 2018 |
| Property Address | 820 BRADLEY ST, OWOSSO, MI 48867-2552 |
| Document Number | 0012520037 |
| Book / Page | 001252 / 000037 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | CISCO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6097 CUTLER RD LAKEVIEW MI 488509127, LAKEVIEW, MI 48850-9127 |
The 2025 property tax bill for 820 Bradley St was $2,149 with a homeowner's exemption, up 41.3% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,400 (+12.48%) | $120,800 (+12.48%) | |
| 2025 | $2,149.00 (+41.29%) Homeowner's exemption | $53,700 | $107,400 |
| 2024 | $1,521.00 | ||
| 2023 | $1,521.00 Homeowner's exemption Additional exemption filed | $41,700 | $83,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 Bradley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Bradley St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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