Monroe County property record for 820 Ashe St, Key West, FL 33040
| Property Type | Quadplex |
|---|---|
| Details | 5 bd · 5 ba · 1,686 sqft · built 1928 |
| Lot Size | 0.098 acres (4,267 sqft) |
| Owner | Individual Name on File |
| Last Sale | $905,000 (Dec 2004) |
| Tax Bill | $9,060 (2024) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00022340-000000 |
| Primary APN | 00022340-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 762 sqft |
| Flooring | Wood |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Quadruplex |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,267 sqft (0.098 acres) |
| Lot Dimensions | 115 ft deep x 27 ft wide |
| Pool Area | 120 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 472 sqft |
| Deck Area | 240 sqft |
| Patio Area | 693 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1023124 |
|---|---|
| Street Address | 820 ASHE ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7182 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | HHDR |
| Legal Description | KW PT LT 3 SQR 4 TR 6 A4-98 B2-135 OR75-186/87 OR755-45/48 OR2069-87/89 OR2542-2452/53 |
| Legal Tract | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
820 Ashe St, a quadplex, is owned and occupied by an individual who acquired it in November 2011.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 ASHE ST, KEY WEST, FL 33040-7182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2004 · Amount on File |
| Deed Sale | Dec 22, 2004 · Amount on File |
| Deed Document Number | 20041485890 |
| Deed Book / Page | 2069 / 87 |
| Last Transfer Date | Nov 21, 2011 |
| Transfer Doc | 0025422452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 820 ASHE ST, KEY WEST, FL 33040-7182 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028640766 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 2864/0766 |
| Instrument | 2131050 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2032 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989,687 | $1,485,283 Land $1,113,687 Building $371,596 | |
| 2024 | $9,060.00 (+2.83%) | ||
| 2023 | $8,811.00 (+9.14%) Homeowner's exemption | $948,837 (+14.29%) | $1,451,567 (+31.24%) Land $1,090,645 Building $360,922 |
| 2022 | $8,073.00 Homeowner's exemption | $830,218 | $1,106,009 Land $727,097 Building $378,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Ashe St in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 units insured incl. 11 condo units |
| Nearby Flood Claims | 11 (2005–2025) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 820 Ashe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures