820 7th St NW, Willmar, MN 56201 Property Records

Kandiyohi County property record for 820 7th St NW, Willmar, MN 56201

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,290 sqft · built 1977
Lot Size	0.452 acres (19,729 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Nov 2023)
Tax Bill	$4,846 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95-540-0190`

Property Details

APN / Parcel Number

Primary APN	`95-540-0190`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Total Area
1st Floor Area	714 sqft
Basement Area	576 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Lot Area	19,729 sqft (0.452 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	820 7TH ST NW
City	WILLMAR
State	MN
Zip	56201-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELSON'S ADDITION -ERICK NILSON'S S 100 FT. OF LOT 7 EXC. S. 75 FT. OF W. 135 FT. THEREOF.
Legal Subdivision	NELSONS ADDITION -ERICK NILSONS
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANDIYOHI MN
Township / Civil Division	WILLMAR
Census Block Group	1
Census Block	1026
Census Tract	780500

Owner

820 7th St NW is owned and occupied by two individuals who bought it in November 2023.

Source: Kandiyohi County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 7TH ST NW, WILLMAR, MN 56201-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Deed Document Number	20231602010
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANDIYOHI MN
Recording Date	Feb 2, 2026
Property Address	820 7TH ST NW, WILLMAR, MN 56201-2643
Document Number	0000713595
Instrument Date	Nov 15, 2025
Instrument	713595
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 7TH ST NW, WILLMAR, MN 56201-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 7TH ST NW, WILLMAR, MN 56201-2643

Mortgage

Document Number	0000713596
Date	Feb 2, 2026
Instrument	713596

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Nov 21, 2023
Property Address	820 7TH ST NW, WILLMAR, MN 56201-2643
Document Number	0000698264
Instrument Date	Nov 17, 2023
Instrument	698264
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$917.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 7TH ST NW, WILLMAR, MN 56201-2643

Mortgage

Document Number	0000698265
Date	Nov 21, 2023
Instrument	698265

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 820 7th St NW was $4,846 with a homeowner's exemption, up 35.2% from the year before.

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Willmar City
Unified School District	Willmar Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,846.00 (+35.21%) Homeowner's exemption	$291,000 (+1.71%) Land $45,500 Building $245,500	$291,000 (+1.71%) Land $45,500 Building $245,500
2025	$3,584.00 Homeowner's exemption	$286,100 Land $45,500 Building $240,600	$286,100 Land $45,500 Building $240,600
2023	$2,594.00 Homeowner's exemption	$219,100 Land $38,500 Building $180,600	$219,100 Land $38,500 Building $180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 7th St NW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 7th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Willmar serves 21,991 people · EPA ID MN1340016
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	1.66 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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