820 5th Ave, Geneva, IL 60134 Property Records

Kane County property record for 820 5th Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1983
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2023)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-126-016`

Property Details

APN / Parcel Number

Primary APN	`12-02-126-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	820 5TH AVE
City	GENEVA
State	IL
Zip	60134-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN SAMARITAN SUB.PT. VAC : LOT 17 BLK 11
Legal Subdivision	WESTERN SAMARITAN SUB
Legal Block	11
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5002
Census Tract	852500

Owner

820 5th Ave is owned and occupied by an individual who bought it in September 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	820 5TH AVE, GENEVA, IL 60134-1547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Aug 3, 2005 · Amount on File
Deed Document Number	202333172
Prior Transfer Date	Mar 12, 1996
Prior Transfer Doc	0000018360
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	820 5TH AVE, GENEVA, IL 60134-1547
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 5TH AVE, GENEVA, IL 60134-1547

Mortgage

Document Number	0000038631
Date	Oct 22, 2024
Instrument	2024K038631

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company
Address	ELMHURST, IL 60126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2023
Property Address	820 5TH AVE, GENEVA, IL 60134-1547
Document Number	0000033172
Instrument Date	Sep 19, 2023
Instrument	2023K033172
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 W GEORGE STREET, GENEVA, IL 60134

Mortgage

Document Number	0000033173
Date	Sep 22, 2023
Instrument	2023K033173

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 820 5th Ave was $6,748 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,748.00	$101,438 (+8.5%) Land $31,740 Building $69,698	$304,436 (+8.5%) Land $95,258 Building $209,178
2024		$93,491 Land $29,253 Building $64,238	$280,585 Land $87,794 Building $192,791
2022	$5,567.00 (+3.17%) Homeowner's exemption	$72,686 (+3.86%) Land $24,711 Building $47,975	$218,058 (+3.86%) Land $74,133 Building $143,925
2021	$5,396.00 Homeowner's exemption	$69,985 Land $23,793 Building $46,192	$209,955 Land $71,379 Building $138,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 5th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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