820 4th St S, Stillwater, MN 55082 Property Records

Washington County property record for 820 4th St S, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,685 sqft · built 1876
Lot Size	0.171 acres (7,427 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (May 2024)
Tax Bill	$4,288 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-030-20-12-0012`

Property Details

APN / Parcel Number

Primary APN	`33-030-20-12-0012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,685 sqft Living Area
Basement Area	638 sqft
Unfinished Basement	638 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,427 sqft (0.171 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	820 4TH ST S
City	STILLWATER
State	MN
Zip	55082-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME CHURCHILL NELSON SLAUGHTER ADD LOT 14 BLOCK 5 SUBDIVISIONCD 09305 N 25 FT OF LOT 14 & S 30 FT OF LOT 13
Legal Range	20W
Legal Township	30N
Legal Section	33
Legal Subdivision	CHURCHILL NELSON SLAUGHTER ADD
Legal Block	5
Legal Lot Number	14
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2019
Census Tract	70602

Owner

820 4th St S is owned and occupied by an individual who bought it in May 2024.

Source: Washington County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	820 4TH ST S, STILLWATER, MN 55082-6202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY STATE BANK OF MARINE
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Oct 25, 2021	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jun 22, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	20244436226
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0004337839
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	820 4TH ST S, STILLWATER, MN 55082-6202
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 4TH ST S, STILLWATER, MN 55082-6202

Mortgage

Document Number	0004390411
Date	Nov 1, 2022
Instrument	4390411

Lender

Name	SECURITY STATE BANK OF MARINE
Type	Bank
Address	MARINE ON SAINT CROIX, MN 55047

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2032

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	820 4TH ST S, STILLWATER, MN 55082-6202
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004361956
Date	Mar 4, 2022
Instrument	4361956

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MN
Recording Date	Oct 25, 2021
Property Address	820 4TH ST S, STILLWATER, MN 55082-6202
Document Number	0004341655
Instrument Date	Oct 5, 2021
Instrument	4341655
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 4TH STREET, STILLWATER, MN 55082

Mortgage

Document Number	0004341656
Date	Oct 25, 2021
Instrument	4341656

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jun 22, 2021
Property Address	820 4TH ST S, STILLWATER, MN 55082-6202
Document Number	0004319735
Instrument Date	Jun 18, 2021
Instrument	4319735
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2303 PARKVIEW LN, WOODBURY, MN 55125-9377

Tax Assessment & Valuation

The 2026 property tax bill for 820 4th St S was $4,288 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,288.00 Homeowner's exemption
2025		$373,700 (+47.82%) Land $130,000 Building $243,700	$373,700 (+47.82%) Land $130,000 Building $243,700
2024		$252,800 Land $105,000 Building $147,800	$252,800 Land $105,000 Building $147,800
2023	$2,556.00
2022		$252,000 Land $120,000 Building $132,000	$252,000 Land $120,000 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 4th St S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 4th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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