Clay County property record for 820 4th St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1966 |
| Lot Size | 0.34 acres (15,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,248 (Feb 2017) |
| Tax Bill | $3,140 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.675.0140 |
| Primary APN | 56.675.0140 |
|---|
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 15,014 sqft (0.34 acres) |
| Street Address | 820 4TH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME PETERS 1ST ADD SUBDIVISIONCD 56675 LOTS 21 TO 24 3 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 01 |
| Legal Subdivision | PETERS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30201 |
820 4th St is owned and occupied by two individuals who bought it in February 2017.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 694, HAWLEY, MN 56549-0694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2017 · Amount on File |
| Deed Sale | Feb 23, 2017 · Amount on File |
| Prior Sale | Apr 26, 2016 · Amount on File |
| Deed Document Number | 2017766199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 820 4TH ST, HAWLEY, MN 56549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000822655 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 822655 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Nov 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 820 4TH ST, HAWLEY, MN 56549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000813447 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 813447 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Feb 23, 2017 |
| Property Address | 820 4TH ST, HAWLEY, MN 56549 |
| Document Number | 0000766199 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 766199 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.52 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 4TH ST, HAWLEY, MN 56549 |
| Document Number | 0000766200 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 766200 |
| Name | AMERICAN MORTGAGE & EQUITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 820 4th St was $3,140 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,140.00 Homeowner's exemption | $251,300 (+3.67%) Land $26,000 Building $225,300 | $251,300 (+3.67%) Land $26,000 Building $225,300 |
| 2025 | $242,400 Land $26,000 Building $216,400 | $242,400 Land $26,000 Building $216,400 | |
| 2023 | $3,488.00 Homeowner's exemption | $206,700 Land $26,000 Building $180,700 | $206,700 Land $26,000 Building $180,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 820 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures