820 3rd St SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 820 3rd St SE, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details850 sqft · built 2015
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$142,500 (Dec 2021)
Tax Bill$1,491 (2026)
Deeds & MortgagesJul 2018 Mortgage
Jun 2020 Mortgage
+ 2 more
APN80.03663.00

Property Details

APN / Parcel Number

Primary APN80.03663.00

Interior

Building Area850 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions140 ft deep x 38 ft wide
Garage Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address820 3RD ST SE
CityBEMIDJI
StateMN
Zip56601-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-15 TWP-146 RANGE- 33 FIRST ADDITION TO NYMORE LOT- 1 BLOCK- 3
Legal Range33
Legal Township146
Legal Section15
Legal SubdivisionFIRST ADDITION TO NYMORE
Legal Block3
Legal Lot Number1
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group1
Census Block1048
Census Tract450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address820 3RD ST SE, BEMIDJI, MN 56601-3514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK OF THE NORTH
Dec 15, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUSTAR FCU
Jan 20, 2017Warranty Deed, Transfer · Closed-End Mortgage
ULTIMA BANK MINNESOTA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Prior SaleJan 20, 2017 · Amount on Record
Deed Document Number2021604644
Prior Transfer DateDec 7, 2016
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address820 3RD ST SE, BEMIDJI, MN 56601-3514
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000573418
DateJul 11, 2018
InstrumentA000573418
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2038

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address820 3RD ST SE, BEMIDJI, MN 56601-3514
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000589221
DateJun 9, 2020
InstrumentA000589221
Lender
NameAMERICAN BANK OF THE NORTH
TypeBank
AddressCOOK, MN 55723
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateDec 15, 2021
Property Address820 3RD ST SE, BEMIDJI, MN 56601-3514
Document NumberA000604644
Instrument DateDec 13, 2021
InstrumentA000604644
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyNOT AVAILABLE, SATHRE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 3RD ST SE, BEMIDJI, MN 56601-3514

Mortgage

Document NumberA000604645
DateDec 15, 2021
InstrumentA000604645
Lender
NameTRUSTAR FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateJan 20, 2017
Property Address820 3RD ST SE, BEMIDJI, MN 56601-3514
Document NumberA000561508
Instrument DateDec 7, 2016
InstrumentA000561508
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanySATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$188.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 3RD ST SE, BEMIDJI, MN 56601-3514

Mortgage

Document NumberA000561509
DateJan 20, 2017
InstrumentA000561509
Lender
NameULTIMA BANK MINNESOTA
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term229 Months
DueFeb 7, 2036

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,491.00 (-4.36%)$147,300 (-) Land $4,200 Building $143,100$147,300 (-) Land $4,200 Building $143,100
2025$1,559.00 (+24.12%) Homeowner's exemption$147,300 (+3.81%) Land $4,200 Building $143,100$147,300 (+3.81%) Land $4,200 Building $143,100
2023$141,900 Land $4,200 Building $137,700$141,900 Land $4,200 Building $137,700
2021$1,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBemidji
serves 15,147 people · EPA ID MN1040002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Paul Bunyan Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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