820 3rd Ave SE, Cascade, IA 52033 Property Records

Dubuque County property record for 820 3rd Ave SE, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1983
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jan 2016)
Tax Bill	$3,112 (2024)
Deeds & Mortgages	Aug 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-31-410-004`

Property Details

APN / Parcel Number

Primary APN	`19-31-410-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	960 sqft
Basement Area	1,584 sqft
Finished Basement	651 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Deck Area	520 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	820 3RD AVE SE
City	CASCADE
State	IA
Zip	52033-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 393 & W 1/2 LOT 394 UNION ADD TO EAST CASCADE;
Legal Subdivision	UNION ADD
Legal Lot Number	393,394
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1030
Census Tract	10300

Owner

Source: Dubuque County records · APN 19-31-410-004

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	820 3RD AVE SE, CASCADE, IA 52033-9798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2016 · Amount on Record
Deed Sale	Jan 06, 2016 · Amount on Record
Prior Sale	Sep 22, 2010 · Amount on Record
Deed Document Number	2016-00000220
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	820 3RD AVE SE, CASCADE, IA 52033-9798
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013098
Date	Aug 06, 2021
Instrument	2021-00013098

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Jan 01, 2046

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,800 (+11.36%) Land $27,800 Building $228,000	$255,800 (+11.36%) Land $27,800 Building $228,000
2024	$3,112.00 (+17.97%)
2023		$229,700 (+30.87%) Land $27,800 Building $201,900	$229,700 (+30.87%) Land $27,800 Building $201,900
2022	$2,638.00 Homeowner's exemption	$175,520 Land $27,790 Building $147,730
2021			$175,520 Land $27,790 Building $147,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 9, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cascade Communications Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband.

Based on FCC filings for 241 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.