Cass County property record for 820 2nd Ave, Horace, ND 58047
| Property Type | Other |
|---|---|
| Lot Size | 0.187 acres (8,189 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,030 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-2957-00200-000 |
| Primary APN | 15-2957-00200-000 |
|---|
| Lot Area | 8,189 sqft |
|---|
| Street Address | 820 2ND AVE |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-2808 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | LOT: 20 BLOCK: 1 ADDITION: TERRA GARDENS 3RD ADDITION ADDITIONAL: TERRA GARDENS 3RD ADDN LT 20 BLK 1 **5-12-21 PLAT FRM |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40503 |
820 2nd Ave is owned by a company.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3280 VETERANS BLVD S, 120, FARGO, ND 58104-3348 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 820 2ND AVE, HORACE, ND 58047-2808 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | FM TITLE |
| Name | Verified Name |
|---|---|
| Address | 3652 BELL BLVD E, WEST FARGO, ND 58078-8504 |
| Document Number | 0001750309 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 1750309 |
| Name | TOWN & COUNTRY CU |
|---|---|
| Type | Credit Union |
| Address | FARGO, ND 58104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 10, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 820 2nd Ave was $4,030, up 0.7% from the year before.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,030.00 (+0.67%) | $20,800 (-) Land $20,800 | $41,600 (-) Land $41,600 |
| 2024 | $4,003.00 (+0.05%) | $20,800 (-) Land $20,800 | $41,600 (-) Land $41,600 |
| 2023 | $4,001.00 (+416.26%) | $20,800 (-) Land $20,800 | $41,600 (-) Land $41,600 |
| 2022 | $775.00 | $20,800 Land $20,800 | $41,600 Land $41,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 2nd Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 2nd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483 |
|---|---|
| Water Source | Purchased surface water from CITY OF FARGO |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 2,000 / 1,000 |
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