820 198th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 820 198th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,075 sqft · built 2023
Lot Size	0.145 acres (6,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Jan 2024)
Tax Bill	$7,527 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500522-0-130`

Property Details

APN / Parcel Number

Primary APN	`500522-0-130`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,075 sqft Living Area
Gross Area	3,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,303 sqft (0.145 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	820 198TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 23 HOLLAND HIGHLANDS: L 13 TOG/W UNDIV INT IN TRACTS A, B, C & E EASE OF REC OUT OF 03-18-03-2-039 SEG 2022-0462 05/20/22 JP
Legal Subdivision	HOLLAND HIGHLANDS
Legal Lot Number	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 198TH STREET CT E, SPANAWAY, WA 98387-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Jan 30, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Deed Document Number	2024394
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	820 198TH STREET CT E, SPANAWAY, WA 98387-1700
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006020356
Date	Jun 2, 2022
Instrument	202206020356

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 30, 2024
Property Address	820 198TH STREET CT E, SPANAWAY, WA 98387-1700
Document Number	0001300394
Map Reference	DOC 202205185004
Instrument Date	Jan 24, 2024
Instrument	202401300394
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11,426.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 198TH STREET CT E, SPANAWAY, WA 98387-1700

Mortgage

Document Number	0001300395
Date	Jan 30, 2024
Instrument	202401300395

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,527.00 (-0.67%)	$627,600 (+9.87%) Land $153,500 Building $474,100	$627,600 (+9.87%) Land $153,500 Building $474,100
2025	$7,578.00 (+14.66%)
2024	$6,609.00 (+381.35%)	$571,200 (+338.71%) Land $160,600 Building $410,600	$571,200 (+338.71%) Land $160,600 Building $410,600
2023	$1,373.00	$130,200 Land $130,200	$130,200 Land $130,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on 198th St Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures