820 13th St, Berthoud, CO 80513 Property Records

Larimer County property record for 820 13th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,324 sqft · built 2016
Lot Size	0.098 acres (4,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2022)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94154-39-002`

Property Details

APN / Parcel Number

Primary APN	`94154-39-002`
Alternative APN	`R1657728`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,278 sqft (0.098 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1657728
Street Address	820 13TH ST
City	BERTHOUD
State	CO
Zip	80513-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK 1, AMNDED GATEWAY PARK FIRST FILING PHASE 2 REPLAT B, BER (20150002177)
Legal Range	69W
Legal Township	4N
Legal Section	15
Legal Subdivision	GATEWAY PARK 1ST FIL PH 2 REPLAT B
Legal Block	1
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3025
Census Tract	2700

Owner

Source: Larimer County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 13TH ST, BERTHOUD, CO 80513-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Special Warranty Deed, Transfer · Unknown BANK OF AMERICA NA
Apr 28, 2017	Grant Deed, Transfer · Conventional Mortgage ADAMS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	202241957
Record Updated	Oct 29, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 5, 2022
Property Address	820 13TH ST, BERTHOUD, CO 80513-1127
Document Number	0000041957
Instrument Date	Jun 13, 2022
Instrument	20220041957
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 13TH ST, BERTHOUD, CO 80513-1127

Mortgage

Document Number	0000041950
Date	Jul 5, 2022
Instrument	20220041950

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	359 Months
Due	Jun 24, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 28, 2017
Property Address	820 13TH ST, BERTHOUD, CO 80513-1127
Document Number	0000027668
Instrument Date	Apr 28, 2017
Instrument	27668
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	COLORADO ESCROW TITLE/LONGMONT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 13TH ST BERTHOUD CO 805131127, BERTHOUD, CO 80513-1127

Mortgage

Document Number	27669
Date	Apr 28, 2017
Instrument	27669

Lender

Name	ADAMS BK&TR
Type	Bank
Address	NORTH PLATTE, NE 69101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+30.8%)	$32,613 (+8.97%) Land $7,813 Building $24,800	$521,800 (+16.81%) Land $125,000 Building $396,800
2024	$2,523.00 (+3.66%)
2023	$2,434.00 (-14.45%)	$29,929 (+0.88%) Land $6,968 Building $22,961	$446,700 (+4.64%) Land $104,000 Building $342,700
2022	$2,845.00	$29,669 Land $6,637 Building $23,032	$426,900 Land $95,500 Building $331,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband.

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