82 Windjammer Ln, Nicholson, GA 30565 Property Records

Jackson County property record for 82 Windjammer Ln, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,340 sqft · built 2017
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2020)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025A 502`

Property Details

APN / Parcel Number

Primary APN	`025A 502`
Alternative APN	`11695`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,340 sqft Heated Area
1st Floor Area	2,164 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11695
Street Address	82 WINDJAMMER LN
City	NICHOLSON
State	GA
Zip	30565-1690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 502 STAGHORN PLANTATION EST PHASE 6
Legal Subdivision	STAGHORN
Legal Phase	6
Legal Lot Number	502
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	3
Census Block	3025
Census Tract	10500

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 WINDJAMMER LN, NICHOLSON, GA 30565-1690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage MIDFIRST BANK
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 20, 2020	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG
Nov 15, 2018	Deed of Trust, Mortgage · Conventional with PMI GEORGIA UNITED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	20203927
Deed Book / Page	92C / 185
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	May 7, 2026
Property Address	82 WINDJAMMER LN, NICHOLSON, GA 30565-1690
Document Number	00120D0000000280
Book / Page	120D / 280
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WINDJAMMER LN, NICHOLSON, GA 30565-1690

Mortgage

Document Number	0120000280,
Date	May 7, 2026
Book Page	120D/280

Lender

Name	MIDFIRST BANK

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	82 WINDJAMMER LN, NICHOLSON, GA 30565-1690
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WINDJAMMER LN, NICHOLSON, GA 30565-1690

Mortgage

Document Number	00108S0000000704
Date	Nov 2, 2023
Book Page	000000108S/0000000704

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 20, 2020
Property Address	82 WINDJAMMER LN, NICHOLSON, GA 30565-1690
Document Number	00092C0185
Book / Page	00092C / 000185
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WINDJAMMER LN NICHOLSON GA 305651690, NICHOLSON, GA 30565-1690

Mortgage

Document Number	92C0187
Date	Oct 20, 2020
Book Page	00092C/000187

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	82 WINDJAMMER LN, NICHOLSON, GA 30565-1690
Document Number	00082U0691
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	82 WINDJAMMER LN NICHOLSON GA 305651690, NICHOLSON, GA 30565-1690

Mortgage

Document Number	00082U0691
Date	Nov 26, 2018
Book Page	00082U/000691

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,680 (-) Land $40,000 Building $137,680	$444,200 (-) Land $100,000 Building $344,200
2025	$4,494.00 (+9.13%)	$177,680 (+10.31%) Land $40,000 Building $137,680	$444,200 (+10.31%) Land $100,000 Building $344,200
2024	$4,118.00 (+7.58%)	$161,080 (+10.51%) Land $23,400 Building $137,680	$402,700 (+10.51%) Land $58,500 Building $344,200
2023	$3,828.00 (+10.16%)	$145,760 (+21.95%) Land $23,400 Building $122,360	$364,400 (+21.95%) Land $58,500 Building $305,900
2022	$3,475.00	$119,520 Land $23,400 Building $96,120	$298,800 Land $58,500 Building $240,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Cable in parts of the area	10 / 1

May also be available: AT&T, TruVista Communications, Verizon, Xfinity.

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