82 Winding Brook Dr, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 82 Winding Brook Dr, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	2,275 sqft · built 1994
Lot Size	0.153 acres (6,652 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Mar 2023)
Tax Bill	$16,871 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-12283-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`15-12283-0000-00041`
Alternative APNs	`151228300041` `08083228`

Interior

Stories	2 Stories
Building Area	2,275 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	6,652 sqft (0.153 acres)
Lot Dimensions	95 ft deep x 70 ft wide

Location & Zoning

Account Number	08083228
Street Address	82 WINDING BROOK DR
City	MATAWAN
State	NJ
Zip	07747-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	70X95
Legal Subdivision	HIGHPOINTE ESTATES SEC 04
Legal Block	12283
Legal Lot Number	41
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2009
Census Tract	7911

Owner

82 Winding Brook Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 WINDING BROOK DR, MATAWAN, NJ 07747-7009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 29, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Sep 11, 1995 · Amount on File
Deed Document Number	202319237
Deed Book / Page	19182 / 358
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 31, 2023
Property Address	82 WINDING BROOK DR, MATAWAN, NJ 07747-7009
Document Number	0000019237
Book / Page	19182 / 358
Instrument Date	Mar 27, 2023
Instrument	2023019237
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 SHERWOOD DR, FREEHOLD, NJ 07728-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	82 WINDING BROOK DR, MATAWAN, NJ 07747-7009

Mortgage

Document Number	0000019238
Date	Mar 31, 2023
Instrument	2023019238

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	82 WINDING BROOK DR, MATAWAN, NJ 07747-7009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046236
Date	May 29, 2020
Book Page	17889/859
Instrument	2020046236

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 82 Winding Brook Dr was $16,871, up 10.1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,700 (-) Land $85,700 Building $181,000	$266,700 (-) Land $85,700 Building $181,000
2025	$16,871.00 (+10.06%)	$266,700 Land $85,700 Building $181,000	$266,700 Land $85,700 Building $181,000
2024	$15,329.00
2023		$266,700 Land $85,700 Building $181,000	$266,700 Land $85,700 Building $181,000
2022	$14,271.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 82 Winding Brook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Winding Brook Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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