82 Willow St, Guilderland, NY 12084 Property Records

Albany County and Guilderland Town property record for 82 Willow St, Guilderland, NY 12084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1948
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$177,900 (Jan 2017)
Tax Bill	$5,287 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.13-1-38`

Property Details

APN / Parcel Number

Primary APN	`013089 40.13-1-38`
Alternative APNs	`308904001300010380000000` `04001300010380000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04001300010380000000
Street Address	82 WILLOW ST
City	GUILDERLAND
State	NY
Zip	12084-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 1
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1008
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 WILLOW ST, GUILDERLAND, NY 12084-9215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 26, 2017	Deed, Transfer · FHA Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	Sep 17, 2003 · Amount on Record
Deed Document Number	20172278
Prior Transfer Date	Sep 29, 2010
Prior Transfer Doc	0029910859
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	82 WILLOW ST, GUILDERLAND, NY 12084-9215
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WILLOW ST, GUILDERLAND, NY 12084-9215

Mortgage

Document Number	0000000526
Date	Jul 12, 2021
Instrument	R2021-20526

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2046

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 26, 2017
Property Address	82 WILLOW ST, GUILDERLAND, NY 12084-9215
Document Number	0000002278
Instrument Date	Jan 12, 2017
Instrument	R2017-02278
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 WILLOW ST, 82, GUILDERLAND, NY 12084-9215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 ELM ST, SAUGERTIES, NY 12477-1003

Mortgage

Document Number	0000002279
Date	Jan 26, 2017
Instrument	R2017-02279

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,287.00 (-0.21%)
2025	$5,298.00 (+11.96%)	$175,000 (-) Land $35,000 Building $140,000	$233,333 (+13.33%) Land $46,667 Building $186,666
2023		$175,000 (-) Land $35,000 Building $140,000	$205,882 (+7.06%) Land $41,176 Building $164,706
2022		$175,000 Land $35,000 Building $140,000	$192,308 Land $38,462 Building $153,846
2021	$4,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures