Essex County and Salem City property record for 82 Wharf St, Salem, MA 01970
| Property Type | Commercial Condominium |
|---|---|
| Details | 8.5 ba · 5,491 sqft · built 1979 |
| Lot Size | 4.55 acres (198,198 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,548 (2026) |
| Deeds & Mortgages | Dec 2023 Refinance Jan 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | SALE M:34 L:0408 S:835 |
| Primary APN | SALE M:34 L:0408 S:835 |
|---|
| Full Baths | 8.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,491 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 198,198 sqft (4.55 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 82 WHARF ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-5141 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Condominium |
| Local Zoning Code | B5 |
| Legal Lot Number | 408 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 204300 |
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 57 WHARF ST, 2E, SALEM, MA 01970-5147 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 82 WHARF ST, SALEM, MA 01970-5141 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 041921-353 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 41921/353 |
| Instrument | 20231222000550 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 82 WHARF ST, SALEM, MA 01970-5141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39463-185 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 39463/185 |
| Instrument | 20210127006670 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,548.00 (+1.4%) | $390,500 (+4.78%) Building $390,500 |
| 2025 | $8,430.00 (+0.57%) | $372,700 (+5.34%) Building $372,700 |
| 2024 | $8,382.00 (-1.55%) | $353,800 (+4.92%) Building $353,800 |
| 2023 | $8,514.00 | $337,200 Building $337,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 individual policies |
| Nearby Flood Policies | 30 units insured incl. 3 condo units |
| Nearby Flood Claims | 2 (1987–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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