82 Westminster Dr, Front Royal, VA 22630 Property Records

Warren County property record for 82 Westminster Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,108 sqft · built 1999
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Last Sale	$313,000 (Dec 2014)
Tax Bill	$2,930 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20/A1/57/J/J 8`

Property Details

APN / Parcel Number

Primary APN	`20/A1/57/J/J 8`
Alternative APN	`30194`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,716 sqft (0.246 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30194
Old Parcel Number	20A157 JJ 8
Street Address	82 WESTMINSTER DR
City	FRONT ROYAL
State	VA
Zip	22630-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 BLOCK JJ WMSBURG EST SEC 6 PHASE 1 FROM TM 20A15 2 14
Legal Subdivision	WMSBURG EST
Legal Phase	1
Legal Block	JJ
Legal Lot Number	8
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	2
Census Block	2029
Census Tract	20601

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	82 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage CBM MORTGAGE INC
Feb 11, 2022	Deed of Trust, Mortgage POINT DIGITAL FINANCE INC
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Oct 2, 2019	Gift Deed, Transfer · FHA Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2014 · Amount on Record
Deed Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	20146318
Last Transfer Date	Sep 27, 2019
Transfer Doc	0000005175
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	82 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & SETMNT LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005176
Date	Oct 2, 2019
Instrument	190005176

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	82 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001000
Date	Feb 11, 2022
Instrument	220001000

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	82 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210007314
Date	Aug 19, 2021
Instrument	210007314

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TEMPE, AZ 85282

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

October 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WARREN VA
Recording Date	Oct 2, 2019
Property Address	82 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Document Number	190005175
Instrument Date	Sep 27, 2019
Instrument	190005175
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CLEAR TTL ESCROW & SETMNT LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746

Mortgage

Document Number	190005176
Date	Oct 2, 2019
Instrument	190005176

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,930.00 (+18.82%)	$515,000 (-) Land $58,400 Building $456,600
2025	$2,466.00 (+5.66%)	$515,000 (+8.1%) Land $58,400 Building $456,600	$515,000 (+8.1%) Land $58,400 Building $456,600
2024	$2,334.00	$476,400 (-) Land $74,800 Building $401,600	$476,400 (-) Land $74,800 Building $401,600
2023		$476,400 Land $74,800 Building $401,600	$476,400 Land $74,800 Building $401,600
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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