Bergen County and Lodi Borough property record for 82 Westervelt Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,828 sqft · built 1930 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $891,000 (Aug 2026) |
| Tax Bill | $14,946 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00008-0000-00016 |
| Primary APN | 31-00008-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,828 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 82 WESTERVELT PL |
|---|---|
| City | LODI |
| State | NJ |
| Zip | 07644-1082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Subdivision | NEW YORK & NEW JERSEY REAL EST |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 WESTERVELT PL, LODI, NJ 07644-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLUMBIA BANK |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BLUE FOUNDRY BANK |
| May 1, 2019 | Deed of Trust, Mortgage · Line of Credit LAKELAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on Record |
| Deed Sale | Aug 27, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2014 · Amount on Record |
| Deed Document Number | 202659517 |
| Deed Book / Page | 5885 / 154 |
| Prior Transfer Date | Nov 30, 1999 |
| Prior Transfer Doc | 0000021159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 27, 2026 |
| Property Address | 82 WESTERVELT PL, LODI, NJ 07644-1082 |
| Document Number | 0000059517 |
| Book / Page | 5885 / 154 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202659517 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,991.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 WESTERVELT PL, LODI, NJ 07644-1082 |
| Document Number | 0000059518, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202659518 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 82 WESTERVELT PL, LODI, NJ 07644-1082 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 99 SPRING VALLEY RD 3030, 3030, MONTVALE, NJ 07645-1754 |
| Document Number | 0044041329 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 4404/1329 |
| Instrument | 2021153772 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 82 WESTERVELT PL, LODI, NJ 07644-1082 |
| Document Number | 0034061961 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | ARDENT TITLE GROUP LLC, ARDENT TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 129 CLAIRMONT DR WOODCLIFF LAKE NJ 076777636, WOODCLIFF LAKE, NJ 07677-7636 |
| Document Number | 0034061961 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 003406/001961 |
| Instrument | 77713 |
| Name | BLUE FOUNDRY BANK |
|---|---|
| Address | 25 ORIENT WAY, RUTHERFORD, NJ 07070-2011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 82 WESTERVELT PL, LODI, NJ 07644-1082 |
| Document Number | 0032472069 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2020 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 82 WESTERVELT PL LODI NJ 076441082, LODI, NJ 07644-1082 |
| Document Number | 0032472069 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 003247/002069 |
| Instrument | 31717 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 20, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,200 (-) Land $160,000 Building $262,200 | $422,200 (-) Land $160,000 Building $262,200 | |
| 2025 | $14,946.00 (+5.61%) | $422,200 (-) Land $160,000 Building $262,200 | $422,200 (-) Land $160,000 Building $262,200 |
| 2024 | $14,152.00 (+2.7%) | ||
| 2023 | $422,200 Land $160,000 Building $262,200 | $422,200 Land $160,000 Building $262,200 | |
| 2022 | $13,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 units insured incl. 20 condo units |
| Nearby Flood Claims | 8 (2007–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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