82 Trowbridge Pl, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 82 Trowbridge Pl, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,546 sqft · built 1938
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2025)
Tax Bill	$8,464 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:11-70W5`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:11-70W5`
Alternative APNs	`NAUG M:028 L:4100` `AL12 70W5` `028-4100` `28-4100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
Gross Area	3,495 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	28-4100
Street Address	82 TROWBRIDGE PL
City	NAUGATUCK
State	CT
Zip	06770-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	4100
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	5
Census Block	5014
Census Tract	345300

Owner

82 Trowbridge Pl is owned by an individual who bought it in July 2025.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	257 BUCKS HILL RD, WATERBURY, CT 06704-1220
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage SWIFT HOME LOANS INC
Jul 28, 2025	Warranty Deed, Transfer · Line of Credit MORTGAGE RESEARCH CENTER LLC
Nov 30, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Jun 1, 2018	Warranty Deed, Foreclosure
Dec 20, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Nov 30, 2022 · Amount on File
Deed Document Number	20252263
Deed Book / Page	1163 / 712
Transfer Doc	1004000854
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 6, 2026
Property Address	82 TROWBRIDGE PL, NAUGATUCK, CT 06770-3914
Document Number	001179-462
Book / Page	1179 / 462
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 TROWBRIDGE PL, NAUGATUCK, CT 06770-3914
Investor	Possibly a Property Investor

Mortgage

Document Number	1179000462,
Date	Apr 6, 2026
Book Page	1179/462

Lender

Name	SWIFT HOME LOANS INC

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 28, 2025
Property Address	82 TROWBRIDGE PL, NAUGATUCK, CT 06770-3914
Document Number	001163-712
Book / Page	1163 / 712
Instrument Date	Jul 24, 2025
Instrument	20252263
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 BUCKS HILL RD, WATERBURY, CT 06704-1220
Investor	Possibly a Property Investor

Mortgage

Document Number	0020252264
Date	Jul 28, 2025
Instrument	2025-2264

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 30, 2022
Property Address	82 TROWBRIDGE PL, NAUGATUCK, CT 06770-3914
Document Number	001113-819
Book / Page	1113 / 819
Instrument Date	Nov 28, 2022
Instrument	20224306
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WOODSIDE CT UNIT 8108, 8108, TRUMBULL, CT 06611-4988

Mortgage

Document Number	0020224307
Date	Nov 30, 2022
Instrument	2022-4307

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	82 TROWBRIDGE PL, NAUGATUCK, CT 06770-3914
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001032-768
Date	Aug 21, 2019
Book Page	1032/768

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 1, 2018
Property Address	82 TROWBRIDGE PL, NAUGATUCK, CT 06770-3914
Document Number	1011-859
Book / Page	001011 / 000859
Transaction Type	Foreclosure
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

December 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 20, 2017
Property Address	82 TROWBRIDGE PL, NAUGATUCK, CT 06770-3914
Document Number	1004-854
Book / Page	001004 / 000854
Transaction Type	Foreclosure
Record Updated	Jan 10, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	82 TROWBRIDGE PL NAUGATUCK CT 067703914, NAUGATUCK, CT 06770-3914

Tax Assessment & Valuation

The 2026 property tax bill for 82 Trowbridge Pl was $8,464, up 1.9% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,464.00 (+1.9%)	$209,300 (+0.27%) Land $28,840 Building $180,460	$358,482 (+145.34%)
2025	$8,306.00	$208,740 Land $28,840 Building $179,900	$146,118 Land $20,188 Building $125,930
2024	$8,306.00 (-11.08%)
2023	$9,341.00 (+104.4%)	$208,740 (+118.1%) Land $28,840 Building $179,900
2022	$4,570.00	$95,710 Land $30,730 Building $64,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 82 Trowbridge Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Trowbridge Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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