82 Sunny Dr, Ona, WV 25545 Property Records

Cabell County property record for 82 Sunny Dr, Ona, WV 25545

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,364 sqft · built 1993
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2012)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-12-0057.0004`

Property Details

APN / Parcel Number

Primary APN	`03-12-0057.0004`
Alternative APN	`06-03-12-0057.0004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
1st Floor Area	4,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	82 SUNNY DR
City	ONA
State	WV
Zip	25545-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.56AC MUD RIV (LT3 JARVIS SUB) 82 SUNNY DR ONA
Legal Subdivision	JARVIS SUB
Legal Lot Number	3
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1029
Census Tract	10702

Owner

82 Sunny Dr is owned and occupied by an individual who acquired it in January 2023.

Source: Cabell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	82 SUNNY DR, ONA, WV 25545-9679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2012 · Amount on File
Deed Sale	Aug 22, 2012 · Amount on File
Deed Book / Page	1265 / 734
Last Transfer Date	Jan 10, 2023
Transfer Doc	001478/506
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	82 SUNNY DR, ONA, WV 25545-9679
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY INC IRONTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SUNNY DR, ONA, WV 25545-9679

Mortgage

Document Number	003009/707
Date	Sep 18, 2025
Book Page	3009/707
Instrument	6242090

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	4.29%
Max Rate At Change	8.29%
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 82 Sunny Dr was $2,475, up 15.2% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00 (+15.22%)	$182,650 (+16.32%) Land $33,370 Building $149,280	$304,417 (+16.32%) Land $55,617 Building $248,800
2025	$2,148.00	$157,030 Land $27,310 Building $129,720	$261,700 Land $45,500 Building $216,200
2023	$1,794.00 (+1.13%)	$130,630 (+1.78%) Land $22,570 Building $108,060	$217,700 (+1.78%) Land $37,600 Building $180,100
2022	$1,774.00	$128,350 Land $22,570 Building $105,780	$213,900 Land $37,600 Building $176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Sunny Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Sunny Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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