82 State St, Norwalk, OH 44857 Property Records

Huron County property record for 82 State St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2022)
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-0190-02-019-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0190-02-019-0000`
Alternative APN	`331619`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	468 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	80 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	331619
Street Address	82 STATE ST
City	NORWALK
State	OH
Zip	44857-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INLOT 621
Legal Subdivision	THORDDE BEAKER ADDITION
Legal Lot Number	621
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	3
Census Block	3005
Census Tract	915800

Owner

82 State St is owned and occupied by two individuals who bought it in October 2022.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 STATE ST, NORWALK, OH 44857-1342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI RUOFF MTG
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	May 5, 2020 · Amount on File
Deed Document Number	20226221
Prior Transfer Date	Jan 31, 2007
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Oct 5, 2022
Property Address	82 STATE ST, NORWALK, OH 44857-1342
Document Number	0000006221
Instrument Date	Oct 5, 2022
Instrument	202210050006221
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	82 STATE ST, NORWALK, OH 44857-1342

Mortgage

Document Number	0000006222
Date	Oct 5, 2022
Instrument	202210050006222

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	82 STATE ST, NORWALK, OH 44857-1342
Document Number	0000005246
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	INFINITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 STATE ST NORWALK OH 448571342, NORWALK, OH 44857-1342

Mortgage

Document Number	0000005246
Date	Aug 21, 2020
Instrument	5246

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	1700 MAGNAVOX WAY, FORT WAYNE, IN 46804-1560

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	May 5, 2020
Property Address	82 STATE ST, NORWALK, OH 44857-1342
Document Number	0000002554
Instrument Date	Apr 28, 2020
Instrument	202005050002554
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	INFINITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	82 STATE ST, NORWALK, OH 44857-1342

Mortgage

Document Number	0000002555
Date	May 5, 2020
Instrument	202005050002555

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

The 2025 property tax bill for 82 State St was $1,916 with a homeowner's exemption, down 3.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,916.00 (-3.13%)	$48,440 (-) Land $5,730 Building $42,710	$138,400 (-) Land $16,370 Building $122,030
2024	$1,978.00 (+21.72%)	$48,440 (+20.29%) Land $5,730 Building $42,710	$138,400 Land $16,370 Building $122,030
2023	$1,625.00 (+0.06%)	$40,270 (-) Land $5,730 Building $34,540
2022	$1,624.00	$40,270 Land $5,730 Building $34,540
2021			$115,060 Land $16,370 Building $98,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 82 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 82 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: North Coast Wireless Communications.

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