Old Saybrook Town property record for 82 Spencer Plain Rd, Old Saybrook, CT 06475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,000 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Dec 2017) |
| Tax Bill | $5,126 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OSAY M:046 B:018 L |
| Primary APN | OSAY M:046 B:018 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 3,264 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 514100 |
|---|---|
| Street Address | 82 SPENCER PLAIN RD |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA-1 |
| Legal Block | 18 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 670100 |
82 Spencer Plain Rd is owned and occupied by an individual who bought it in December 2017.
Source: Old Saybrook Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 SPENCER PLAIN RD, OLD SAYBROOK, CT 06475-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2025 | Deed of Trust, Mortgage · Line of Credit ALL CREDIT CONSIDERED MORTGAGE INC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENBOX LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on File |
| Deed Sale | Dec 29, 2017 · Amount on File |
| Deed Book / Page | 629 / 932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 82 SPENCER PLAIN RD, OLD SAYBROOK, CT 06475-4000 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000697-751 |
|---|---|
| Date | Apr 2, 2025 |
| Book Page | 697/751 |
| Name | ALL CREDIT CONSIDERED MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 82 SPENCER PLAIN RD, OLD SAYBROOK, CT 06475-4000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000672-391 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 672/391 |
| Name | GREENBOX LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 82 Spencer Plain Rd was $5,126.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,126.00 | $330,700 Land $36,000 Building $294,700 | $231,490 Land $25,200 Building $206,290 |
| 2024 | $5,126.00 (+5.36%) | ||
| 2023 | $4,865.00 (+1.84%) | $237,900 (-) Land $53,300 Building $184,600 | |
| 2022 | $4,777.00 | $237,900 Land $53,300 Building $184,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Spencer Plain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 82 Spencer Plain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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