82 Silverleaf Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 82 Silverleaf Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,720 sqft · built 2005
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,900 (Aug 2018)
Tax Bill	$3,140 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-11B-0249.0000`

Property Details

APN / Parcel Number

Primary APN	`03-11B-0249.0000`
Alternative APN	`19-03-11B-0249.0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	104 ft deep x 50 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	82 SILVERLEAF DR
City	CHARLES TOWN
State	WV
Zip	25414-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 249 HUNTFIELD
Legal Subdivision	HUNTFIELD
Legal Lot Number	249
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	2
Census Block	2014
Census Tract	972501

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · USDA Mortgage INTERCOASTAL MORTGAGE
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 14, 2018	Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Prior Sale	Apr 3, 2014 · Amount on Record
Deed Document Number	20189512
Deed Book / Page	1211 / 486
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	1047/214
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 10, 2022
Property Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460
Document Number	001282/666
Book / Page	1282 / 666
Map Reference	MB 21 PG 46
Instrument Date	Jun 9, 2022
Instrument	202200008605
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,911.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460

Mortgage

Document Number	202200008606
Date	Jun 10, 2022
Instrument	202200008606

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460

Mortgage

Document Number	0000011178
Date	Aug 25, 2020
Book Page	2303/646
Instrument	202000011178

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460

Mortgage

Document Number	0000014428
Date	Oct 26, 2020
Book Page	2318/356
Instrument	202000014428

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Aug 14, 2018
Property Address	82 SILVERLEAF DR, CHARLES TOWN, WV 25414-4460
Document Number	1211/486
Book / Page	1211 / 486
Map Reference	MB 21 PG 46
Instrument Date	Aug 1, 2018
Instrument	201800009512
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201800009513
Date	Aug 14, 2018
Instrument	201800009513

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Charles Town City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,140.00 (-0.73%)	$227,800 (-) Land $52,400 Building $175,400	$379,667 (-0.04%) Land $87,333 Building $292,333
2025	$3,163.00 (+14.23%)	$227,800 (+15.52%) Land $52,400 Building $175,400	$379,800 (+15.58%) Land $87,400 Building $292,400
2023	$2,769.00	$197,200 Land $36,100 Building $161,100	$328,600 Land $60,100 Building $268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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