82 S McDowell Ave, Marion, NC 28752 Property Records

McDowell County property record for 82 S McDowell Ave, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1964
Lot Size	0.29 acres (12,675 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Sep 2018)
Tax Bill	$445 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701-08-98-4668`

Property Details

APN / Parcel Number

Primary APN	`1701-08-98-4668`
Alternative APN	`68049`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,675 sqft (0.29 acres)
Lot Dimensions	169 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	68049
Street Address	82 S MCDOWELL AVE
City	MARION
State	NC
Zip	28752-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:06 CITY/MUNI/TWP:MARION MAP REF:MAP:1701
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

82 S McDowell Ave is owned and occupied by an individual who bought it in September 2018.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Mailing Address	82 S MCDOWELL AVE, MARION, NC 28752-3562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 6, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Jan 5, 2007 · Amount on File
Deed Document Number	0001254169
Deed Book / Page	1254 / 169
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	82 S MCDOWELL AVE, MARION, NC 28752-3562
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013640324
Date	Aug 5, 2021
Book Page	1364/324
Instrument	2021005028

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 6, 2018
Property Address	82 S MCDOWELL AVE, MARION, NC 28752-3562
Document Number	0012540169
Book / Page	1254 / 0169
Instrument Date	Aug 27, 2018
Instrument	2018004080
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 OLLIS DR, 249, MARION, NC 28752-7515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 S MCDOWELL AVE, MARION, NC 28752-3562

Mortgage

Document Number	2018004081
Date	Sep 6, 2018
Instrument	2018004081

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 82 S McDowell Ave was $445.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$445.00	$74,460 Land $25,000 Building $49,460
2023	$445.00	$74,460 Land $25,000 Building $49,460	$74,460 Land $25,000 Building $49,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 S McDowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 S McDowell Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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