82 S Cheryl Ave, Bloomington, IN 47403 Property Records

Monroe County property record for 82 S Cheryl Ave, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,771 sqft · built 1968
Lot Size	0.861 acres (37,505 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jul 2022)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-20360-00`

Property Details

APN / Parcel Number

Primary APN	`016-20360-00`
Alternative APN	`53-09-02-101-005.000-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,771 sqft Living Area
1st Floor Area	2,771 sqft
Basement Area	524 sqft
Finished Basement	524 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	37,505 sqft (0.861 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	865 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	016-20360-00
Street Address	82 S CHERYL AVE
City	BLOOMINGTON
State	IN
Zip	47403-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	ROLLING MEADOWS LOT 5
Legal Subdivision	ROLLING MDWS ADD
Legal Lot Number	5
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2007
Census Tract	501

Owner

82 S Cheryl Ave is owned and occupied by an individual who bought it in July 2022.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	82 S CHERYL AVE, BLOOMINGTON, IN 47403-9615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Jul 13, 2018 · Amount on File
Deed Document Number	202246931
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 22, 2022
Property Address	82 S CHERYL AVE, BLOOMINGTON, IN 47403-9615
Document Number	2022011073
Map Reference	MB 5 PG 49
Instrument Date	Jul 21, 2022
Instrument	2022011073
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 S CHERYL AVE, BLOOMINGTON, IN 47403-9615
Investor	Possibly a Property Investor

Mortgage

Document Number	2022011074
Date	Jul 22, 2022
Instrument	2022011074

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 13, 2018
Property Address	82 S CHERYL AVE, BLOOMINGTON, IN 47403-9615
Document Number	2018009442
Map Reference	CAB B ENV 118
Instrument Date	Jul 9, 2018
Instrument	2018009442
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 S CHERYL AVE, BLOOMINGTON, IN 47403-9615

Mortgage

Document Number	2018009444
Date	Jul 13, 2018
Instrument	2018009444

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 82 S Cheryl Ave was $3,278, down 6.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (-6.56%)	$437,000 Land $47,700 Building $389,300	$437,000 Land $47,700 Building $389,300
2024	$3,508.00
2023		$366,800 (+9.82%) Land $43,900 Building $322,900	$366,800 (+9.82%) Land $43,900 Building $322,900
2022	$2,657.00	$334,000 Land $43,900 Building $290,100	$334,000 Land $43,900 Building $290,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 S Cheryl Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2004–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 S Cheryl Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: AT&T.

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