82 Pompano St, Destin, FL 32541 Property Records

Okaloosa County property record for 82 Pompano St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 675 sqft · built 2012
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on File
Last Sale	$2,025,000 (Feb 2023)
Tax Bill	$17,462 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6075-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6075-8`
Alternative APN	`00-2S-22-0580-0024-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	675 sqft Heated Area
Gross Area	1,362 sqft
1st Floor Area	1,208 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Garage Type	Finished
Garage Area	1,350 sqft
Porch	Open Porch
Porch Area	476 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	82 POMPANO ST
City	DESTIN
State	FL
Zip	32541-3695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 2 BLK 24
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	24
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1020
Census Tract	23308

Owner

82 Pompano St is owned by an individual who bought it in February 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	200 S 25 MILE AVE, HEREFORD, TX 79045-6016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK WYOMING
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF HEREFORD
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF HEREFORD
Feb 13, 2023	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF HEREFORD
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 9, 2017	Warranty Deed, Transfer · VA Mortgage FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Jan 9, 2017 · Amount on File
Deed Document Number	3605794
Deed Book / Page	3661 / 4471
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	82 POMPANO ST, DESTIN, FL 32541-3695
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22075 US HIGHWAY 85, LEAD, SD 57754-3870

Mortgage

Document Number	0003803057
Date	Mar 9, 2026
Instrument	3803057

Lender

Name	PINNACLE BANK WYOMING
Type	Bank
Address	NEWCASTLE, WY 82701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	17 Months
Due	Jul 31, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	82 POMPANO ST, DESTIN, FL 32541-3695
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 CAROL DR, FREEPORT, FL 32439-4664

Mortgage

Document Number	0003649352
Date	Sep 28, 2023
Instrument	3649352

Lender

Name	THE FIRST NATIONAL BANK OF HEREFORD
Type	Bank
Address	HEREFORD, TX 79045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	8 Months
Due	May 15, 2024

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	82 POMPANO ST, DESTIN, FL 32541-3695
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 CAROL DR, FREEPORT, FL 32439-4664

Mortgage

Document Number	0003649353
Date	Sep 28, 2023
Instrument	3649353

Lender

Name	THE FIRST NATIONAL BANK OF HEREFORD
Type	Bank
Address	HEREFORD, TX 79045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	8 Months
Due	May 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 13, 2023
Property Address	82 POMPANO ST, DESTIN, FL 32541-3695
Document Number	0036614471
Book / Page	3661 / 4471
Map Reference	MB 1 PG 17
Instrument Date	Feb 10, 2023
Instrument	3605794
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SANDESTIN ESTATES DR, MIRAMAR BEACH, FL 32550-4553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 COUNTY ROAD HH, HEREFORD, TX 79045-7919

Mortgage

Document Number	0036614475
Date	Feb 13, 2023
Instrument	3661/4475

Lender

Name	THE FIRST NATIONAL BANK OF HEREFORD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	82 POMPANO ST, DESTIN, FL 32541-3695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SANDESTIN ESTATES DR, MIRAMAR BEACH, FL 32550-4553

Mortgage

Document Number	0035150716
Date	Dec 30, 2020
Book Page	3515/716
Instrument	3418157

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 9, 2017
Property Address	82 POMPANO ST, DESTIN, FL 32541-3695
Document Number	0032830064
Book / Page	3283 / 0064
Map Reference	MB1 PG17
Instrument Date	Jan 5, 2017
Instrument	3111205
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	H & S TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 SAWGRASS WAY, 4501, DESTIN, FL 32541-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8320

Mortgage

Document Number	0003111206
Date	Jan 9, 2017
Instrument	3111206

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 82 Pompano St was $17,462.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,462.00	$1,474,398 Land $566,284 Building $908,114	$1,474,398 Land $566,284 Building $908,114
2023	$14,980.00 (+15.06%)	$1,458,885 (+22.17%) Land $513,822 Building $945,063	$1,458,885 (+22.17%) Land $513,822 Building $945,063
2022	$13,019.00	$1,194,104 Land $467,111 Building $726,993	$1,194,104 Land $467,111 Building $726,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Pompano St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Pompano St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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