Hardin County property record for 82 Opel Loop, Savannah, TN 38372
| Property Type | Duplex |
|---|---|
| Details | 2 ba · 1,404 sqft · built 1979 |
| Lot Size | 0.436 acres (18,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,500 (Sep 1994) |
| Tax Bill | $505 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 036090H A 00802 |
| Primary APN | 036090H A 00802 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Duplex Single |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,980 sqft (0.436 acres) |
| Lot Dimensions | 146 ft deep x 130 ft wide |
| Deck Area | 40 sqft |
| Patio Area | 80 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 82 OPEL LOOP |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-5545 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NZ |
| Legal Description | DISTRICT: 04, COUNTY AREA: S30 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 920401 |
Source: Hardin County records · APN 036090H A 00802
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 PALMER ST, ADAMSVILLE, TN 38310-2442 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage CENTENNIAL BANK |
| Oct 15, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 1994 · Amount on Record |
| Deed Sale | Sep 30, 1994 · Amount on Record |
| Prior Sale | Jan 31, 1994 · Amount on Record |
| Deed Book / Page | 162 / 792 |
| Last Transfer Date | Sep 17, 2024 |
| Transfer Doc | 0000840965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 82 OPEL LOOP, SAVANNAH, TN 38372-5545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 308 PALMER ST, ADAMSVILLE, TN 38310-2442 |
| Document Number | 0000795227 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 795/227 |
| Instrument | 160875 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | ADAMSVILLE, TN 38310 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Oct 15, 2024 |
| Property Address | 82 OPEL LOOP, SAVANNAH, TN 38372-5545 |
| Document Number | 0000840965 |
| Book / Page | 840 / 965 |
| Instrument Date | Sep 17, 2024 |
| Instrument | 176514 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 PALMER ST, ADAMSVILLE, TN 38310-2442 |
Source: Hardin County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505.00 | $28,880 (-) Land $6,000 Building $22,880 | |
| 2024 | $505.00 | $28,880 (-) Land $6,000 Building $22,880 | |
| 2023 | $505.00 (+17.99%) | $28,880 (+38.85%) Land $6,000 Building $22,880 | $72,200 (+38.85%) Land $15,000 Building $57,200 |
| 2022 | $428.00 | $20,800 Land $5,040 Building $15,760 | $52,000 Land $12,600 Building $39,400 |
Source: FEMA National Flood Hazard Layer as of June 16, 2006 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 37 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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