Middlesex County and Watertown City property record for 82 Nyack St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,200 sqft · built 1953 |
| Lot Size | 0.173 acres (7,520 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $970,000 (Feb 2023) |
| Tax Bill | $9,930 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26730-32 |
| Primary APN | 26730-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,400 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,520 sqft (0.173 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7399 |
|---|---|
| Street Address | 82 NYACK ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-6 |
| Legal Block | 21 |
| Legal Lot Number | 3 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 370101 |
82 Nyack St is owner-occupied and held in a trust since September 2025.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 82 NYACK ST, WATERTOWN, MA 02472-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 27, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FBC MORTGAGE LLC |
| Sep 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on File |
| Deed Sale | Feb 27, 2023 · Amount on File |
| Prior Sale | Sep 30, 2022 · Amount on File |
| Deed Book / Page | 81281 / 143 |
| Last Transfer Date | Sep 3, 2025 |
| Transfer Doc | 084624-193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 82 NYACK ST, WATERTOWN, MA 02472-3110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0081753-67 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 81753/67 |
| Instrument | 75351 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Sep 17, 2025 |
| Property Address | 82 NYACK ST, WATERTOWN, MA 02472-3110 |
| Document Number | 084624-193 |
| Book / Page | 84624 / 193 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 112564 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 NYACK ST, WATERTOWN, MA 02472-3110 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Feb 27, 2023 |
| Property Address | 82 NYACK ST, WATERTOWN, MA 02472-3110 |
| Document Number | 081281-143 |
| Book / Page | 81281 / 143 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 19788 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 NYACK ST, WATERTOWN, MA 02472-3110 |
| Document Number | 0000019789 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 19789 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Sep 30, 2022 |
| Property Address | 82 NYACK ST, WATERTOWN, MA 02472-3110 |
| Document Number | 080778-397 |
| Book / Page | 80778 / 397 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 148095 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 75 NTACK ST, WATERTOWN, MA 02472-3107 |
| Document Number | 0000148096 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 148096 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Oct 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
The 2026 property tax bill for 82 Nyack St was $9,930, up 7% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,930.00 (+7.02%) | $813,900 (+2.45%) Land $493,800 Building $320,100 | $1,078,060 (-) |
| 2025 | $9,279.00 (+9.15%) | $794,400 (+9.33%) Land $493,800 Building $300,600 | $1,078,060 (+14.67%) |
| 2024 | $8,501.00 (+1.59%) | $726,600 (+17.92%) Land $472,700 Building $253,900 | $940,120 |
| 2023 | $8,368.00 | $616,200 Land $450,200 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Nyack St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 82 Nyack St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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