82 Newtown Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 82 Newtown Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 2003
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Jul 2024)
Tax Bill	$7 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34 127A`

Property Details

APN / Parcel Number

Primary APN	`34 127A`
Alternative APN	`10961`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,961 sqft (2.18 acres)

Exterior Amenities

Deck Area	Deck Area
Patio Area	100 sqft
Shed	1 Shed
Shed Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10961
Street Address	82 NEWTOWN RD
City	WHITE STONE
State	VA
Zip	22578-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OLD TOWN POINT 2.18 AC LOT 1 LR11/660 PC4/28
Legal Lot Number	1
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	1
Census Block	1022
Census Tract	30301

Owner

Source: Lancaster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 17, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Mar 12, 2024	Warranty Deed, Transfer HOMECASTLE TITLE CORPORATION
Feb 8, 2011	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Sep 7, 2010	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	20241283
Deed Book / Page	1
Transfer Doc	01000/1756
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000337
Date	Feb 18, 2020
Instrument	200000337

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545

Mortgage

Document Number	0250002228
Date	Oct 15, 2025
Instrument	250002228

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 17, 2024
Property Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545
Document Number	0240001283
Instrument Date	Jul 17, 2024
Instrument	240001283
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2026
Title Company	HOMECASTLE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545

Mortgage

Document Number	0240001284
Date	Jul 17, 2024
Instrument	240001284

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 25, 2039

Interest

Rate Type	Fixed Rate

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 12, 2024
Property Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545
Document Number	0240000411
Instrument Date	Mar 9, 2024
Instrument	240000411
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	HOMECASTLE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

February 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 8, 2011
Property Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545
Document Number	001100/660
Book / Page	1100 / 660
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100661
Date	Feb 8, 2011
Instrument	1100/661

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2010: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 7, 2010
Property Address	82 NEWTOWN RD, WHITE STONE, VA 22578-2545
Document Number	01000/1756
Book / Page	1000 / 1756
Transaction Type	Foreclosure
Record Updated	May 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7.00 (-98.84%)	$140,200 (+46.5%) Land $22,800 Building $117,400	$140,200 (+46.5%) Land $22,800 Building $117,400
2023	$602.00	$95,700 Land $22,800 Building $72,900	$95,700 Land $22,800 Building $72,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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