82 Napa Ct, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 82 Napa Ct, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 1971
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Feb 2002)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`098-155-023-9`

Property Details

APN / Parcel Number

Primary APN	`098-155-023-9`
Alternative APN	`098-155-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	82 NAPA CT
City	BAY POINT
State	CA
Zip	94565-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T04111 L0023 B EX MR
Legal Subdivision	SUBDIVISION 4111
Legal Tract	04111
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2002
Census Tract	314200

Owner

82 Napa Ct is owned and occupied by two individuals who acquired it in May 2022.

Source: Contra Costa County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	82 NAPA CT, BAY POINT, CA 94565-2914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 19, 2022	Intrafamily Transfer, Transfer · Line of Credit TRAVIS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2002 · Amount on File
Deed Sale	Feb 27, 2002 · Amount on File
Deed Document Number	200267900
Last Transfer Date	May 13, 2022
Transfer Doc	0000085657
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 14, 2026
Property Address	82 NAPA CT, BAY POINT, CA 94565-2914
Document Number	0000073630
Instrument Date	May 8, 2026
Instrument	202673630
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 NAPA CT, BAY POINT, CA 94565-2914

Mortgage

Document Number	0000073630,
Date	Jul 14, 2026
Instrument	202673630

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 19, 2022
Property Address	82 NAPA CT, BAY POINT, CA 94565-2914
Document Number	0000085657
Map Reference	MB 136 PG 44
Instrument Date	Mar 13, 2022
Instrument	2022-085657
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82 NAPA CT, BAY POINT, CA 94565-2914

Mortgage

Document Number	0000085658
Date	May 19, 2022
Instrument	2022-085658

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 82 Napa Ct was $5,047.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,222 (+2%) Land $188,344 Building $195,878
2025	$5,047.00	$376,689 Land $184,651 Building $192,038
2023	$4,805.00 (+2.41%)	$362,064 Land $177,482 Building $184,582
2022	$4,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 82 Napa Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Napa Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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