82 Mockingbird Ln, Clyde, NC 28721 Property Records

Haywood County property record for 82 Mockingbird Ln, Clyde, NC 28721

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.114 acres (4,979 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Apr 2021)
Tax Bill	$7 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8627-81-3534`

Property Details

APN / Parcel Number

Primary APN	`8627-81-3534`
Alternative APN	`266689`

Exterior

Lot Area	4,979 sqft (0.114 acres)

Location & Zoning

Account Number	266689
Street Address	82 MOCKINGBIRD LN
City	CLYDE
State	NC
Zip	28721-8461
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CR1
Legal Description	PT #7 FOUR ACRE
Legal Subdivision	FOUR ACRE
Legal Unit	7
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4004
Census Tract	920502

Owner

82 Mockingbird Ln, residential vacant land, is owned and occupied by two individuals who bought it in April 2021.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 MOCKINGBIRD LN, CLYDE, NC 28721-8461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 5, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	20214768
Deed Book / Page	1028 / 304
Prior Transfer Date	Oct 14, 2015
Prior Transfer Doc	0RB8950474
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 20, 2021
Property Address	82 MOCKINGBIRD LN, CLYDE, NC 28721-8461
Document Number	0010280304
Book / Page	1028 / 304
Map Reference	CAB B SL 197
Instrument Date	Apr 20, 2021
Instrument	2021004768
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 MOCKINGBIRD LN, 82, CLYDE, NC 28721-8461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 MOCKINBIRD LANE, CLYDE, NC 28721-8461

Mortgage

Document Number	0001028307
Date	Apr 20, 2021
Instrument	1028/307

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 5, 2017
Property Address	82 MOCKINGBIRD LN, CLYDE, NC 28721-8461
Document Number	0009351887
Book / Page	935 / 1887
Map Reference	CAB B SL197
Instrument Date	Sep 1, 2017
Instrument	2017008066
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 MOCKINGBIRD LN, 82, CLYDE, NC 28721-8461

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017008067
Date	Sep 5, 2017
Instrument	2017008067

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 82 Mockingbird Ln was $7, down 12.5% from the year before.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,000 (-) Land $1,000
2025	$7.00 (-12.5%)	$1,000 Land $1,000	$1,000 Land $1,000
2024	$8.00
2023		$1,000 Land $1,000	$1,000 Land $1,000
2022	$7.00
2021			$1,000 Land $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 82 Mockingbird Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Mockingbird Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mockingbird Ln

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