Clay County property record for 82 Matthew Ln, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,296 sqft Heated Area |
| Lot Size | 48,787 sqft (1.12 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $490.00 (2025) |
| Primary APN | 545900349078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Lot Area | 48,787 sqft (1.12 acres) |
| Account Number | 9679301 |
|---|---|
| Street Address | 82 MATTHEW LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7046 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF MATHESON COVE RD |
| Jurisdiction | CLAY NC |
| Minor Civil Division | HAYESVILLE |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 950201 |
Source: Clay County records · APN 545900349078
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 82 MATTHEW LN, HAYESVILLE, NC 28904-7046 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL LLC |
| Apr 30, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2011 |
| Deed Sale | Nov 09, 2011 |
| Prior Sale | Mar 23, 2010 |
| Deed Doc Number | 0000362185 |
| Deed Book / Page | 362 / 185 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 82 MATTHEW LN, HAYESVILLE, NC 28904-7046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | MIS |
| Name | Verified Name |
|---|
| Document Number | 000B17/395 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | B17/395 |
| Instrument | 2026000375 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 201 OLD COUNTRY RD STE 304, MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 82 MATTHEW LN, HAYESVILLE, NC 28904-7046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 00V14/0040 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | V14/0040 |
| Instrument | 2019000928 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490.00 (+27.27%) | $80,600 (-) Land $15,900 Building $64,700 | $80,600 (-) Land $15,900 Building $64,700 |
| 2023 | $385.00 | $80,600 Land $15,900 Building $64,700 | $80,600 Land $15,900 Building $64,700 |
82 Matthew Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Clay County (37043C), updated May 4, 2009
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 79th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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