82 Maple St, New Providence, NJ 07974 Property Records

Union County and New Providence Borough property record for 82 Maple St, New Providence, NJ 07974

Property Summary

Property Type	Single Family Home
Details	2,210 sqft · built 1928
Lot Size	1.38 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Sep 2020)
Tax Bill	$21,288 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`11-00125-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`11-00125-0000-00016`
Alternative APNs	`110012500016` `00121800`

Interior

Stories	2 Stories
Building Area	2,210 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	60,548 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00121800
Street Address	82 MAPLE ST
City	NEW PROVIDENCE
State	NJ
Zip	07974-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	125
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	4
Census Block	4001
Census Tract	38104

Owner

82 Maple St is owned and occupied by two individuals who bought it in September 2020.

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 MAPLE ST, NEW PROVIDENCE, NJ 07974-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Sep 24, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Aug 5, 2013 · Amount on File
Deed Document Number	2020328397
Deed Book / Page	6383 / 2345
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	82 MAPLE ST, NEW PROVIDENCE, NJ 07974-2403
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151312928
Date	Dec 27, 2021
Book Page	15131/2928
Instrument	28042

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 24, 2020
Property Address	82 MAPLE ST, NEW PROVIDENCE, NJ 07974-2403
Document Number	0063832345
Book / Page	6383 / 2345
Instrument Date	Jun 26, 2020
Instrument	328397
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	RELIANT ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,951.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PENN PLZ FL 37, 1, NEW YORK, NY 10119-3799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 MAPLE ST, NEW PROVIDENCE, NJ 07974-2403

Mortgage

Document Number	699534
Date	Sep 24, 2020
Instrument	699534

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 82 Maple St was $21,288, up 1.6% from the year before.

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,100 (-) Land $179,500 Building $226,600	$406,100 (-) Land $179,500 Building $226,600
2025	$21,288.00 (+1.56%)	$406,100 Land $179,500 Building $226,600	$406,100 Land $179,500 Building $226,600
2024	$20,962.00
2023		$406,100 Land $179,500 Building $226,600	$406,100 Land $179,500 Building $226,600
2022	$20,053.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 82 Maple St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (2005–2026)
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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