82 Maple Cir, Waterford, OH 45786 Property Records

Washington County property record for 82 Maple Cir, Waterford, OH 45786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,334 sqft · built 1980
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Dec 2025)
Tax Bill$2,369 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN360072312000

Property Details

APN / Parcel Number

Primary APN360072312000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,334 sqft Living Area
1st Floor Area1,334 sqft
Basement Area1,334 sqft
Finished Basement600 sqft
Unfinished Basement734 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area27,878 sqft (0.64 acres)
TerrainRolling
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Patio Area165 sqft
Shed1 Shed
Shed Area192 sqft
Sports CourtSports Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address82 MAPLE CIR
CityWATERFORD
StateOH
Zip45786-5321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 SUNSET VIEW SUBD .6 36 AC
Legal SubdivisionSUNSET VIEW SUB
Legal Lot Number3
JurisdictionWASHINGTON OH
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1099
Census Tract21600

Owner

Source: Washington County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address82 MAPLE CIR, WATERFORD, OH 45786-5321
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Warranty Deed, Transfer · Closed-End Mortgage
SETTLERS BANK
Oct 19, 2022Warranty Deed, Transfer · Line of Credit
THE WATERFORD COMMERCIAL & SAVINGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on Record
Deed SaleDec 1, 2025 · Amount on Record
Prior SaleOct 19, 2022 · Amount on Record
Deed Document Number20256900
Deed Book / Page685 / 4787
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON OH
Recording DateDec 1, 2025
Property Address82 MAPLE CIR, WATERFORD, OH 45786-5321
Document Number00685/4787
Book / Page685 / 4787
Map ReferenceMB 10 PG 66
Instrument DateNov 26, 2025
Instrument202500006900
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address82 MAPLE CIR, WATERFORD, OH 45786-5321

Mortgage

Document Number202500006901
DateDec 1, 2025
Instrument202500006901
Lender
NameSETTLERS BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term359 Months
DueNov 26, 2055

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON OH
Recording DateOct 19, 2022
Property Address82 MAPLE CIR, WATERFORD, OH 45786-5321
Document Number0000666/69
Book / Page666 / 69
Map ReferenceMB 10 PG 66
Instrument DateOct 11, 2022
Instrument202200007578
Transaction TypeTransfer
Record UpdatedOct 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 MAPLE CIR, WATERFORD, OH 45786-5321

Mortgage

Document Number202200007579
DateOct 19, 2022
Instrument202200007579
Lender
NameTHE WATERFORD COMMERCIAL & SAVINGS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWashington County
County SubdivisionWaterford Township
Unified School DistrictWolf Creek Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,369.00 (+8.52%) Homeowner's exemption$71,640 (+11.31%) Land $8,950 Building $62,690$204,680 (+11.31%) Land $25,570 Building $179,110
2024$2,183.00 (-2.54%)$64,360 (-) Land $6,830 Building $57,530
2022$2,240.00$64,360 Land $6,830 Building $57,530$183,880 Land $19,520 Building $164,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims17 (1990–2005)
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 6 claims
  • Severe Storms And Flooding, Sep 2004 · 3 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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