82 Mall St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 82 Mall St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 2008
Lot Size	0.136 acres (5,911 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Dec 2008)
Tax Bill	$6,159 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:263 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:263 S:005`
Alternative APN	`LYNN M:054 B:263 L:005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
Gross Area	2,148 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,911 sqft (0.136 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	82 MALL ST
City	LYNN
State	MA
Zip	01905-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	263
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	206000

Owner

82 Mall St is owned and occupied by an individual who bought it in December 2008.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	82 MALL ST, LYNN, MA 01905-2225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit METRO CU
Oct 24, 2016	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2008 · Amount on File
Deed Sale	Dec 1, 2008 · Amount on File
Prior Sale	Jul 30, 2008 · Amount on File
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	82 MALL ST, LYNN, MA 01905-2225
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041867-346
Date	Nov 20, 2023
Book Page	41867/346
Instrument	20231120000750

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	82 MALL ST, LYNN, MA 01905-2225
Document Number	35615-336
Book / Page	035615 / 000336
Instrument Date	Oct 24, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35615-336
Date	Jan 17, 2017
Book Page	035615/000336
Instrument	1701170241

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 82 Mall St was $6,159, up 5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,159.00 (+4.98%)	$594,500 (+6.69%) Land $190,600 Building $403,900	$476,520
2024	$5,867.00 (+3.62%)	$557,200 (+9.73%) Land $179,100 Building $378,100
2023	$5,662.00	$507,800 Land $173,600 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Mall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Mall St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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