Kennebec County and Gardiner City property record for 82 Macmaster Ln, Gardiner, ME 04345
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2000 |
| Lot Size | 4.09 acres (178,160 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,803 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:005 L:012-E |
| Primary APN | M:005 L:012-E |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,018 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 178,160 sqft (4.09 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2982 |
|---|---|
| Street Address | 82 MACMASTER LN |
| City | GARDINER |
| State | ME |
| Zip | 04345-6437 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 11 |
| Legal Block | 12 |
| Legal Lot Number | E |
| Jurisdiction | GARDINER ME |
| Township / Civil Division | GARDINER |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 11000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
82 Macmaster Ln, a mobile home, is owned and occupied by an individual.
Source: Kennebec County and Gardiner City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 MACMASTER LN, GARDINER, ME 04345-6437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDINER ME |
| Property Address | 82 MACMASTER LN, GARDINER, ME 04345-6437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13880/1 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 13880/1 |
| Instrument | 2021002618 |
| Name | BATH SAVINGS INSTITUTION |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Feb 1, 2031 |
| Index | 1-Year CMT |
The 2025 property tax bill for 82 Macmaster Ln was $3,803, up 2.7% from the year before.
Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Gardiner City |
| Unified School District | School Administrative District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,803.00 (+2.73%) | $144,600 (-) Land $31,400 Building $113,200 | |
| 2024 | $3,702.00 (+8.02%) | $144,600 (-) Land $31,400 Building $113,200 | $114,380 |
| 2023 | $3,427.00 | $144,600 Land $31,400 Building $113,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Macmaster Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Macmaster Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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