Monmouth County and Howell Township property record for 82 Locust Ave, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft · built 1951 |
| Lot Size | 1.61 acres (70,567 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Aug 2020) |
| Tax Bill | $8,244 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00028-0000-00049 |
| Primary APN | 21-00028-0000-00049 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Attic | Attic |
| Attic Area | 247 sqft |
| Basement Area | 1,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 70,567 sqft |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Account Number | 00781000 |
|---|---|
| Street Address | 82 LOCUST AVE |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | ALSO LOT 48-1 NIT 1A |
| Legal Subdivision | MINOR SUB |
| Legal Block | 28 |
| Legal Lot Number | 49 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 811200 |
82 Locust Ave is owned and occupied by an individual who bought it in August 2020.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 LOCUST AVE, HOWELL, NJ 07731-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 21, 2020 | Grant Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Deed Document Number | 202093289 |
| Deed Book / Page | 9435 / 3586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 82 LOCUST AVE, HOWELL, NJ 07731-2054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 82 LOCUST AVE, HOWELL, NJ 07731-2054 |
| Document Number | 0096744724 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 9674/4724 |
| Instrument | 2024003311 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 21, 2020 |
| Property Address | 82 LOCUST AVE, HOWELL, NJ 07731-2054 |
| Document Number | 0000093289 |
| Book / Page | 009435 / 003586 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 93289 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 LOCUST AVE HOWELL NJ 077312054, HOWELL, NJ 07731-2054 |
| Document Number | 93290 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 009435/003592 |
| Instrument | 93290 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2050 |
The 2025 property tax bill for 82 Locust Ave was $8,244, up 8% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,900 (+6.24%) Land $263,400 Building $245,500 | $508,900 (+6.24%) Land $263,400 Building $245,500 | |
| 2025 | $8,244.00 (+8.02%) | $479,000 Land $223,400 Building $255,600 | $479,000 Land $223,400 Building $255,600 |
| 2024 | $7,632.00 | ||
| 2023 | $383,400 Land $138,400 Building $245,000 | $383,400 Land $138,400 Building $245,000 | |
| 2022 | $7,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Locust Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2012–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Locust Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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