82 Lighthouse Dr, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 82 Lighthouse Dr, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,130 sqft · built 1983
Lot Size	0.599 acres (26,084 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Sep 2022)
Tax Bill	$11,951 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-00002-0000-00073`

Property Details

APN / Parcel Number

Primary APN	`17-00002-0000-00073`
Alternative APNs	`170000200073` `94590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
1st Floor Area	1,158 sqft
Upper Floors Area	1,060 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	26,084 sqft (0.599 acres)
Lot Dimensions	207 ft deep x 126 ft wide
Garage Area	396 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	94590
Street Address	82 LIGHTHOUSE DR
City	FREEHOLD
State	NJ
Zip	07728-1384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	COLONIAL ACRES SEC 04
Legal Block	2
Legal Lot Number	73
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	3
Census Block	3010
Census Tract	810401

Owner

82 Lighthouse Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Sep 13, 2022	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2019	Grant Deed, Transfer CORTES AND HAY INC, CORTES & HAY INC
Oct 22, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Prior Sale	Jan 7, 2019 · Amount on File
Deed Document Number	202293616
Deed Book / Page	9615 / 1743
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	May 5, 2026
Property Address	82 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1384
Document Number	0000036845
Book / Page	9791 / 9736
Instrument Date	Apr 23, 2026
Instrument	202636845
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1384

Mortgage

Document Number	0000036845,
Date	May 5, 2026
Book Page	9791/9736
Instrument	202636845

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 9, 2066

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 13, 2022
Property Address	82 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1384
Document Number	0096151743
Book / Page	9615 / 1743
Instrument Date	Sep 2, 2022
Instrument	2022093616
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	SETTLEMENT SOLUTIONS LLC, PRO SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 BOND ST, 2, NORTH BRUNSWICK, NJ 08902-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1384

Mortgage

Document Number	2022093617
Date	Sep 13, 2022
Instrument	2022093617

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 7, 2019
Property Address	82 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1384
Document Number	0000001643
Book / Page	009329 / 005782
Instrument Date	Dec 18, 2018
Instrument	1643
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	CORTES AND HAY INC, CORTES & HAY INC

Transaction

Amount	Amount on Record
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 BOND ST NORTH BRUNSWICK NJ 089025035, NORTH BRUNSWICK, NJ 08902-5035

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 22, 2018
Property Address	82 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1384
Document Number	0000103235
Book / Page	009317 / 003872
Instrument Date	Aug 8, 2018
Instrument	103235
Transaction Type	Foreclosure
Record Updated	Nov 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	561 NEW PROSPECT ST #105A LAKEWOOD NJ 08701, 105A, LAKEWOOD, NJ 08701

Tax Assessment & Valuation

The 2025 property tax bill for 82 Lighthouse Dr was $11,951, up 5.7% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,000 (+1.85%) Land $358,100 Building $357,900	$716,000 (+1.85%) Land $358,100 Building $357,900
2025	$11,951.00 (+5.73%)	$703,000 Land $358,100 Building $344,900	$703,000 Land $358,100 Building $344,900
2024	$11,303.00
2023		$616,000 Land $309,700 Building $306,300	$616,000 Land $309,700 Building $306,300
2022	$9,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Lighthouse Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Lighthouse Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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