82 Johnson Ter, Smithsburg, MD 21783 Property Records

Washington County property record for 82 Johnson Ter, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,608 sqft · built 1990
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-021089`

Property Details

APN / Parcel Number

Primary APN	`07-021089`
Alternative APN	`021089`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,608 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	021089
Street Address	82 JOHNSON TER
City	SMITHSBURG
State	MD
Zip	21783-2007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT T-19 0.153A 82 JOHNSON TER VALLEY SPRING ESTATES
Legal Subdivision	JOHNSON TER VALLEY SPRING ESTATES
Legal Lot Number	T19
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4042
Census Tract	11301

Owner

Source: Washington County records · APN 07-021089

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	82 JOHNSON TER, SMITHSBURG, MD 21783-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 24, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2011
Deed Sale	May 16, 2011
Prior Sale	Feb 23, 2006
Deed Document Number	20114089/0402
Deed Book / Page	4089 / 402
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	4089000402
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	82 JOHNSON TER, SMITHSBURG, MD 21783-2007
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065870001
Date	Apr 14, 2021
Book Page	6587/1

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	82 JOHNSON TER, SMITHSBURG, MD 21783-2007
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060030264
Date	Jun 24, 2019
Book Page	6003/0264

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	82 JOHNSON TER, SMITHSBURG, MD 21783-2007
Document Number	0054270144
Book / Page	005427 / 000144
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 JOHNSON TER SMITHSBURG MD 217832007, SMITHSBURG, MD 21783-2007

Mortgage

Document Number	0054270144
Date	Jan 26, 2017
Book Page	005427/000144

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,267 (+8.8%)	$247,800 (-) Land $45,000 Building $202,800
2025	$1,627.00 (+10.53%) Homeowner's exemption	$210,733 (+15.11%)	$247,800 (+28.93%) Land $45,000 Building $202,800
2023	$1,472.00 Homeowner's exemption	$183,067	$192,200 Land $45,000 Building $147,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Schurz Communications	Cable	1,300 / 50

May also be available at this address: Schurz Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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