82 Jacoby Rd, Higganum, CT 06441 Property Records

Haddam Town property record for 82 Jacoby Rd, Higganum, CT 06441

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,243 sqft · built 1948
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2025)
Tax Bill	$5,144 (2026)
Deeds & Mortgages	May 2024 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HADD M:21 B:013`

Property Details

APN / Parcel Number

Primary APN	`HADD M:21 B:013`
Alternative APN	`J0275800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	2,680 sqft
Basement Area	621 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	J0275800
Street Address	82 JACOBY RD
City	HIGGANUM
State	CT
Zip	06441-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Block	13
Jurisdiction	HADDAM CT
Township / Civil Division	HADDAM
Census Block Group	3
Census Block	3015
Census Tract	590102

Owner

82 Jacoby Rd is owned and occupied by an individual who bought it in November 2025.

Source: Haddam Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	82 JACOBY RD, HIGGANUM, CT 06441-4224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 13, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Mar 3, 2020 · Amount on File
Deed Document Number	20251636
Deed Book / Page	433 / 714
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	000420-634
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADDAM CT
Property Address	82 JACOBY RD, HIGGANUM, CT 06441-4224
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000426-346
Date	May 2, 2024
Book Page	426/346
Instrument	2023001015

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jun 1, 2050

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Nov 5, 2025
Property Address	82 JACOBY RD, HIGGANUM, CT 06441-4224
Document Number	000433-714
Book / Page	433 / 714
Instrument Date	Oct 31, 2025
Instrument	2025001636
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 JACOBY RD, HIGGANUM, CT 06441-4224

Mortgage

Document Number	2025001637
Date	Nov 5, 2025
Instrument	2025001637

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADDAM CT
Recording Date	Dec 13, 2022
Property Address	82 JACOBY RD, HIGGANUM, CT 06441-4224
Document Number	000420-634
Book / Page	420 / 634
Instrument Date	Nov 22, 2022
Instrument	2021222334
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Mar 3, 2020
Property Address	82 JACOBY RD, HIGGANUM, CT 06441-4224
Document Number	398-961
Book / Page	398 / 961
Instrument Date	Mar 2, 2020
Instrument	2019200945
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 JACOY RD, HIGGANUM, CT 06441-4224

Mortgage

Document Number	2019200946
Date	Mar 3, 2020
Instrument	2019200946

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 82 Jacoby Rd was $5,144, up 11.6% from the year before.

Source: Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Haddam Town
Unified School District	Regional School District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,144.00 (+11.61%)	$205,940 (+53.47%) Land $63,630 Building $142,310	$359,013 (+282.2%)
2025	$4,609.00	$134,190 Land $63,630 Building $70,560	$93,933 Land $44,541 Building $49,392
2024	$4,609.00 (+1.41%)
2023	$4,545.00 (+4.77%)	$134,190 (-) Land $63,630 Building $70,560
2022	$4,338.00	$134,190 Land $63,630 Building $70,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 82 Jacoby Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Jacoby Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 96% of Connecticut
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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